New Zealand: Private sector credit
* indicates monthly or quarterly data series
The most recent value is 584.32 billion New Zealand Dollar as of December 2025, an increase compared to the previous value of 581.85 billion New Zealand Dollar. Historically, the average for New Zealand from December 2016 to December 2025 is 487.99 billion New Zealand Dollar. The minimum of 391.41 billion New Zealand Dollar was recorded in December 2016, while the maximum of 584.32 billion New Zealand Dollar was reached in December 2025.
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* indicates monthly or quarterly data series
- Measure: billion New Zealand Dollar
- Source: Reserve Bank of New Zealand
| Recent values | New Zealand: Private sector credit, billion currency units |
|---|---|
| 2025 Dec | 584.32 |
| 2025 Nov | 581.85 |
| 2025 Oct | 579.54 |
| 2025 Sep | 575.61 |
| 2025 Aug | 572.18 |
| 2025 Jul | 568.81 |
| 2025 Jun | 567.3 |
| 2025 May | 564.83 |
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Definition: Private sector credit refers to the credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to private non-financial firms and households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.8 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 1.7304 | 7/2026 | Local Currency Units per USD |
| Money supply (broad money) | 447.88 | 12/2025 | billion |
| Consumer Price Index (CPI) | 149.9671 | Q2/2026 | index points |
| Inflation, monthly | 0.00 | Q2/2026 | percent |
| Inflation, annual | 4.06 | Q2/2026 | percent |
| Private sector credit | 584.32 | 12/2025 | billion |
| Business credit | 291.83 | 12/2025 | billion |
| Household credit | 292.50 | 12/2025 | billion |
| Mortgage credit | 284.90 | 12/2025 | billion |
| Consumer credit | 7.59 | 12/2025 | billion |
| Deposit interest rate | 3.46 | 2/2026 | percent |
| Business credit interest rate | 4.98 | 12/2025 | percent |
| Mortgage credit interest rate | 5.55 | 2/2026 | percent |
| Policy rate | 2.25 | 6/2026 | percent |
| Household debt to GDP | 91.10 | 12/2025 | percent |
| Bank deposits, total | 442.01 | 5/2026 | billion local currency units |