New Zealand: Net interest margin
* indicates monthly or quarterly data series
| New Zealand |
Bank interest revenue, percent of interest-bearing assets |
|---|---|
| Latest value | 2.11 |
| Year | 2021 |
| Measure | percent |
| Data availability | 2007 - 2021 |
| Average | 2.06 |
| Min - Max | 1.83 - 2.57 |
| Source | Bankscope |
The latest value from 2021 is 2.11 percent, an increase from 2.01 percent in 2020. In comparison, the world average is 3.61 percent, based on data from 135 countries. Historically, the average for New Zealand from 2007 to 2021 is 2.06 percent. The minimum value, 1.83 percent, was reached in 2010 while the maximum of 2.57 percent was recorded in 2007.
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* indicates monthly or quarterly data series
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Definition: Accounting value of bank's net interest revenue as a share of its average interest-bearing (total earning) assets. The numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.
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International lending and sovereign debt
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| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Lending-deposit interest rate spread | 1.46 | 2017 | interest rate points |
| Bank cost to income ratio | 42.57 | 2021 | percent |
| Bank overhead cost | 1.00 | 2021 | percent |
| Net interest margin | 2.11 | 2021 | percent |
| Bank credit to deposits | 131.90 | 2021 | percent |
| Regulatory capital to risk-weighted assets | 13.50 | 2015 | percent |
| Return on assets | 1.38 | 2021 | percent |
| Return on equity | 17.33 | 2021 | percent |
| Banking system z-scores | 44.78 | 2021 | index points |
| Liquid assets to deposits | 20.39 | 2021 | percent |
| Banking system capital to assets | 7.30 | 2015 | percent |
| Non-interest income to total income | 18.27 | 2021 | percent |
| Lending interest rate | 4.76 | 2017 | percent |
| Real interest rate | 1.10 | 2017 | percent |
| Legal rights | 12.00 | 2019 | points |
| Credit information sharing | 8.00 | 2019 | points |