New Zealand: Mortgage credit
* indicates monthly or quarterly data series
The most recent value is 284.9 billion New Zealand Dollar as of December 2025, an increase compared to the previous value of 283.49 billion New Zealand Dollar. Historically, the average for New Zealand from December 2016 to December 2025 is 223.6 billion New Zealand Dollar. The minimum of 162.46 billion New Zealand Dollar was recorded in December 2016, while the maximum of 284.9 billion New Zealand Dollar was reached in December 2025.
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* indicates monthly or quarterly data series
- Measure: billion New Zealand Dollar
- Source: Reserve Bank of New Zealand
| Recent values | New Zealand: Mortgage credit, billion currency units |
|---|---|
| 2025 Dec | 284.9 |
| 2025 Nov | 283.49 |
| 2025 Oct | 282.06 |
| 2025 Sep | 280.63 |
| 2025 Aug | 279.51 |
| 2025 Jul | 278.19 |
| 2025 Jun | 277.39 |
| 2025 May | 276.26 |
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Definition: Loans provided by commercial banks for the purchase of non-commercial real estate. In billion local currency units.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.8 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 1.7304 | 7/2026 | Local Currency Units per USD |
| Money supply (broad money) | 447.88 | 12/2025 | billion |
| Consumer Price Index (CPI) | 149.9671 | Q2/2026 | index points |
| Inflation, monthly | 0.00 | Q2/2026 | percent |
| Inflation, annual | 4.06 | Q2/2026 | percent |
| Private sector credit | 584.32 | 12/2025 | billion |
| Business credit | 291.83 | 12/2025 | billion |
| Household credit | 292.50 | 12/2025 | billion |
| Mortgage credit | 284.90 | 12/2025 | billion |
| Consumer credit | 7.59 | 12/2025 | billion |
| Deposit interest rate | 3.45 | 7/2026 | percent |
| Business credit interest rate | 5.04 | 6/2026 | percent |
| Mortgage credit interest rate | 5.76 | 7/2026 | percent |
| Policy rate | 2.25 | 6/2026 | percent |
| Household debt to GDP | 91.10 | 12/2025 | percent |
| Bank deposits, total | 442.01 | 5/2026 | billion local currency units |