New Zealand: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 7.28 billion New Zealand Dollar as of June 2026, a decline compared to the previous value of 7.29 billion New Zealand Dollar. Historically, the average for New Zealand from December 2016 to June 2026 is 8.91 billion New Zealand Dollar. The minimum of 7.23 billion New Zealand Dollar was recorded in August 2022, while the maximum of 11.38 billion New Zealand Dollar was reached in December 2018.
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* indicates monthly or quarterly data series
- Measure: billion New Zealand Dollar
- Source: Reserve Bank of New Zealand
| Recent values | New Zealand: Consumer credit, billion currency units |
|---|---|
| 2026 Jun | 7.28 |
| 2026 May | 7.29 |
| 2026 Apr | 7.33 |
| 2026 Mar | 7.41 |
| 2026 Feb | 7.52 |
| 2026 Jan | 7.53 |
| 2025 Dec | 7.59 |
| 2025 Nov | 7.65 |
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Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.8 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 1.7304 | 7/2026 | Local Currency Units per USD |
| Money supply (broad money) | 454.70 | 6/2026 | billion |
| Consumer Price Index (CPI) | 149.9671 | Q2/2026 | index points |
| Inflation, monthly | 0.00 | Q2/2026 | percent |
| Inflation, annual | 4.06 | Q2/2026 | percent |
| Private sector credit | 595.51 | 6/2026 | billion |
| Business credit | 296.46 | 6/2026 | billion |
| Household credit | 299.05 | 6/2026 | billion |
| Mortgage credit | 291.77 | 6/2026 | billion |
| Consumer credit | 7.28 | 6/2026 | billion |
| Deposit interest rate | 3.45 | 7/2026 | percent |
| Business credit interest rate | 5.04 | 6/2026 | percent |
| Mortgage credit interest rate | 5.76 | 7/2026 | percent |
| Policy rate | 2.50 | 7/2026 | percent |
| Household debt to GDP | 91.10 | 12/2025 | percent |
| Bank deposits, total | 442.01 | 5/2026 | billion local currency units |