New Zealand: Liquid assets to deposits

* indicates monthly or quarterly data series
 New Zealand

Bank liquid assets to deposits and short-term funding

 Latest value 20.39
 Year 2021
 Measure percent
 Data availability 2006 - 2021
 Average 13.97
 Min - Max 10.60 - 20.44
 Source Bankscope
 Available for Data download
The latest value from 2021 is 20.39 percent, a decline from 20.44 percent in 2020. In comparison, the world average is 37.70 percent, based on data from 125 countries. Historically, the average for New Zealand from 2006 to 2021 is 13.97 percent. The minimum value, 10.6 percent, was reached in 2017 while the maximum of 20.44 percent was recorded in 2020. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series
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 Recent values New Zealand: Liquid assets to deposits
 2021 20.39
 2020 20.44
 2019 16.05
 2018 10.79
 2017 10.60
 2016 11.61
 2015 11.90
 2014 11.68




Definition: The ratio of the value of liquid assets (easily converted to cash) to short-term funding plus total deposits. Liquid assets include cash and due from banks, trading securities and at fair value through income, loans and advances to banks, reverse repos and cash collaterals. Deposits and short term funding includes total customer deposits (current, savings and term) and short term borrowing (money market instruments, CDs and other deposits).

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 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 1.46 2017 interest rate points
 Bank cost to income ratio 42.57 2021 percent
 Bank overhead cost 1.00 2021 percent
 Net interest margin 2.11 2021 percent
 Bank credit to deposits 131.90 2021 percent
 Regulatory capital to risk-weighted assets 13.50 2015 percent
 Return on assets 1.38 2021 percent
 Return on equity 17.33 2021 percent
 Banking system z-scores 44.78 2021 index points
 Liquid assets to deposits 20.39 2021 percent
 Banking system capital to assets 7.30 2015 percent
 Non-interest income to total income 18.27 2021 percent
 Lending interest rate 4.76 2017 percent
 Real interest rate 1.11 2017 percent
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