New Zealand: Bank cost to income ratio

* indicates monthly or quarterly data series
 New Zealand

Bank cost to income ratio, in percent

 Latest value 42.57
 Year 2021
 Measure percent
 Data availability 2006 - 2021
 Average 43.9
 Min - Max 39.16 - 51.89
 Source Bankscope
For that indicator, we provide data for New Zealand from 2006 to 2021. The average value for New Zealand during that period was 43.9 percent with a minimum of 39.16 percent in 2018 and a maximum of 51.89 percent in 2006. The latest value from 2021 is 42.57 percent. For comparison, the world average in 2021 based on 133 countries is 54.80 percent. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent values chart
New Zealand - Bank cost to income ratio - recent values

Historical chart
New Zealand - Bank cost to income ratio - historical chart - 2006-2021




Definition: Operating expenses of a bank as a share of the sum of net-interest revenue and other operating income. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.


 Related indicators Latest value Reference Measure
 Lending-deposit interest rate spread 1.46 2017 interest rate points
 Bank cost to income ratio 42.57 2021 percent
 Bank overhead cost 1.00 2021 percent
 Net interest margin 2.11 2021 percent
 Bank credit to deposits 131.90 2021 percent
 Regulatory capital to risk-weighted assets 13.50 2015 percent
 Return on assets 1.38 2021 percent
 Return on equity 17.33 2021 percent
 Banking system z-scores 44.78 2021 index points
 Liquid assets to deposits 20.39 2021 percent
 Banking system capital to assets 7.30 2015 percent
 Non-interest income to total income 18.27 2021 percent
 Lending interest rate 4.76 2017 percent
 Real interest rate 1.20 2017 percent
 Legal rights 12.00 2020 points
 Credit information sharing 8.00 2019 points
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