Montenegro: Mortgage credit interest rate
* indicates monthly or quarterly data series
The most recent value is 4.86 percent as of March 2026, a decline compared to the previous value of 4.87 percent. Historically, the average for Montenegro from September 2011 to March 2026 is 6 percent. The minimum of 4.24 percent was recorded in August 2021, while the maximum of 9.91 percent was reached in August 2014.
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* indicates monthly or quarterly data series
- Measure: percent
- Definition: The mortgage credit interest rate is the average interest rate on mortgage loan products offered to individuals and households by the commercial banks in the country. The mortgage credit is a loan used to finance the purchase of real estate.
- Source: Central Bank of Montenegro
| Recent values | Montenegro: Mortgage credit interest rate, percent |
|---|---|
| 2026 Mar | 4.86 |
| 2026 Feb | 4.87 |
| 2026 Jan | 4.89 |
| 2025 Dec | 4.9 |
| 2025 Nov | 4.91 |
| 2025 Oct | 4.9 |
| 2025 Sep | 4.92 |
| 2025 Aug | 4.92 |
Download data from our database Other resources: All indicators for Montenegro All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 3.9 | 2025 | percent |
| Exchange rate regimes | 1 | 2023 | index points |
| USD exchange rate | 0.8629 | 8/2026 | Local Currency Units per USD |
| Consumer Price Index (CPI) | 103.7521 | 6/2026 | index points |
| Inflation, monthly | 0.00 | 6/2026 | percent |
| Inflation, annual | 3.89 | 6/2026 | percent |
| Food and beverages inflation | 2.80 | 4/2026 | percent |
| Alcohol and tobacco inflation | 4.40 | 4/2026 | percent |
| Energy price inflation | 9.90 | 4/2026 | percent |
| Transport services inflation | 11.60 | 4/2026 | percent |
| Services inflation | 3.80 | 4/2026 | percent |
| Information and communication inflation | 0.20 | 4/2026 | percent |
| Restaurant and accommodation services inflation | 4.10 | 4/2026 | percent |
| Health care inflation | 2.10 | 4/2026 | percent |
| Education services inflation | -0.10 | 4/2026 | percent |
| Clothing and footwear inflation | -0.10 | 4/2026 | percent |
| Housing inflation | 5.50 | 4/2026 | percent |
| Private sector credit | 4.50 | 6/2026 | billion |
| Business credit | 1.92 | 6/2026 | billion |
| Household credit | 2.59 | 6/2026 | billion |
| Deposit interest rate | 1.48 | 3/2026 | percent |
| Business credit interest rate | 4.82 | 3/2026 | percent |
| Mortgage credit interest rate | 4.86 | 3/2026 | percent |