Montenegro: Bank cost to income ratio

* indicates monthly or quarterly data series
 Montenegro

Bank cost to income ratio, in percent

 Latest value 79.33
 Year 2021
 Measure percent
 Data availability 2003 - 2021
 Average 69.19
 Min - Max 58.82 - 82.00
 Source Bankscope
The latest value from 2021 is 79.33 percent, an increase from 67.68 percent in 2020. In comparison, the world average is 54.80 percent, based on data from 133 countries. Historically, the average for Montenegro from 2003 to 2021 is 69.19 percent. The minimum value, 58.82 percent, was reached in 2007 while the maximum of 82 percent was recorded in 2005. See the global rankings for that indicator or use the country comparator to compare trends over time.
Select indicator
* indicates monthly or quarterly data series


Recent data
Montenegro - Bank cost to income ratio - Recent values chart

Historical series
Montenegro - Bank cost to income ratio - historical chart - 2003-2021




Definition: Operating expenses of a bank as a share of the sum of net-interest revenue and other operating income. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.

Selected articles from our guide:

What factors determine the exchange rates

International lending and sovereign debt

All articles



 Related indicators Latest Reference Measure
 Bank cost to income ratio 79.33 2021 percent
 Non-performing loans 6.33 2022 percent
 Bank overhead cost 3.09 2021 percent
 Net interest margin 3.74 2021 percent
 Bank credit to deposits 93.07 2021 percent
 Return on assets 0.54 2021 percent
 Return on equity 4.20 2021 percent
 Banking system z-scores 8.93 2021 index points
 Liquid assets to deposits 36.70 2021 percent
 Non-interest income to total income 22.59 2021 percent
 Lending interest rate 6.34 2023 percent
 Real interest rate -2.49 2023 percent
 Legal rights 12.00 2019 points
 Credit information sharing 5.00 2019 points
This site uses cookies.
Learn more here


OK