Montenegro: Bank cost to income ratio
* indicates monthly or quarterly data series
Montenegro |
Bank cost to income ratio, in percent |
---|---|
Latest value | 79.33 |
Year | 2021 |
Measure | percent |
Data availability | 2003 - 2021 |
Average | 69.19 |
Min - Max | 58.82 - 82.00 |
Source | Bankscope |
The latest value from 2021 is 79.33 percent, an increase from 67.68 percent in 2020. In comparison, the world average is 54.80 percent, based on data from 133 countries. Historically, the average for Montenegro from 2003 to 2021 is 69.19 percent. The minimum value, 58.82 percent, was reached in 2007 while the maximum of 82 percent was recorded in 2005.
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Definition: Operating expenses of a bank as a share of the sum of net-interest revenue and other operating income. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.
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Related indicators | Latest | Reference | Measure |
---|---|---|---|
Bank cost to income ratio | 79.33 | 2021 | percent |
Non-performing loans | 6.33 | 2022 | percent |
Bank overhead cost | 3.09 | 2021 | percent |
Net interest margin | 3.74 | 2021 | percent |
Bank credit to deposits | 93.07 | 2021 | percent |
Return on assets | 0.54 | 2021 | percent |
Return on equity | 4.20 | 2021 | percent |
Banking system z-scores | 8.93 | 2021 | index points |
Liquid assets to deposits | 36.70 | 2021 | percent |
Non-interest income to total income | 22.59 | 2021 | percent |
Lending interest rate | 6.34 | 2023 | percent |
Real interest rate | -2.49 | 2023 | percent |
Legal rights | 12.00 | 2019 | points |
Credit information sharing | 5.00 | 2019 | points |