Maldives: Lending interest rate

The latest value from 2025 is 11.63 percent, an increase from 11.55 percent in 2024. In comparison, the world average is 11.86 percent, based on data from 66 countries. Historically, the average for the Maldives from 1995 to 2025 is 10.67 percent. The minimum value, 9.16 percent, was reached in 1999 while the maximum of 11.68 percent was recorded in 2023. See the global rankings for that indicator or use the country comparator to compare trends over time.

The lending interest rate in the Maldives shown below is the interest rate on credits from banks to prime borrowers, i.e. to the lowest risk borrowers in the private sector. That includes firms and households.

Definition: Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.