Malaysia: Household credit
* indicates monthly or quarterly data series
The most recent value is 1381.5 billion Malaysian Ringgit as of July 2025, an increase compared to the previous value of 1374.59 billion Malaysian Ringgit. Historically, the average for Malaysia from December 1996 to July 2025 is 595.4 billion Malaysian Ringgit. The minimum of 97.25 billion Malaysian Ringgit was recorded in December 1996, while the maximum of 1381.5 billion Malaysian Ringgit was reached in July 2025.
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* indicates monthly or quarterly data series
- Measure: billion Malaysian Ringgit
- Source: Central Bank of Malaysia
| Recent values | Malaysia: Household credit, billion currency units |
|---|---|
| 2025 Jul | 1381.5 |
| 2025 Jun | 1374.59 |
| 2025 May | 1368.15 |
| 2025 Apr | 1362.27 |
| 2025 Mar | 1357.7 |
| 2025 Feb | 1353.18 |
| 2025 Jan | 1349.72 |
| 2024 Dec | 1341.87 |
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Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 1.8 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 3.9534 | 5/2026 | Local Currency Units per USD |
| Money supply (broad money) | 2,591.32 | 12/2025 | billion |
| Consumer Price Index (CPI) | 136.8772 | 4/2026 | index points |
| Inflation, monthly | 0.37 | 4/2026 | percent |
| Inflation, annual | 1.94 | 4/2026 | percent |
| Private sector credit | 2,149.09 | 7/2025 | billion |
| Business credit | 767.59 | 7/2025 | billion |
| Household credit | 1,381.50 | 7/2025 | billion |
| Mortgage credit | 874.65 | 7/2025 | billion |
| Consumer credit | 506.86 | 7/2025 | billion |
| Deposit interest rate | 2.30 | 12/2025 | percent |
| Policy rate | 2.75 | 4/2026 | percent |
| Household debt to GDP | 69.90 | 9/2025 | percent |
| Debt service ratios for private non-financial sector | 15.50 | Q3/2025 | percent |