Malaysia: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 506.86 billion Malaysian Ringgit as of July 2025, an increase compared to the previous value of 505.09 billion Malaysian Ringgit. Historically, the average for Malaysia from December 1996 to July 2025 is 262.26 billion Malaysian Ringgit. The minimum of 56.74 billion Malaysian Ringgit was recorded in December 1996, while the maximum of 506.86 billion Malaysian Ringgit was reached in July 2025.
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* indicates monthly or quarterly data series
- Measure: billion Malaysian Ringgit
- Source: Central Bank of Malaysia
| Recent values | Malaysia: Consumer credit, billion currency units |
|---|---|
| 2025 Jul | 506.86 |
| 2025 Jun | 505.09 |
| 2025 May | 503.18 |
| 2025 Apr | 501.05 |
| 2025 Mar | 500.26 |
| 2025 Feb | 499.55 |
| 2025 Jan | 499.49 |
| 2024 Dec | 496.71 |
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Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 1.8 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 4.0752 | 6/2026 | Local Currency Units per USD |
| Money supply (broad money) | 2,591.32 | 12/2025 | billion |
| Consumer Price Index (CPI) | 137.0772 | 5/2026 | index points |
| Inflation, monthly | 0.15 | 5/2026 | percent |
| Inflation, annual | 2.01 | 5/2026 | percent |
| Private sector credit | 2,149.09 | 7/2025 | billion |
| Business credit | 767.59 | 7/2025 | billion |
| Household credit | 1,381.50 | 7/2025 | billion |
| Mortgage credit | 874.65 | 7/2025 | billion |
| Consumer credit | 506.86 | 7/2025 | billion |
| Deposit interest rate | 2.30 | 12/2025 | percent |
| Policy rate | 2.75 | 6/2026 | percent |
| Household debt to GDP | 69.80 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 15.50 | Q4/2025 | percent |
| Bank deposits, total | 2,582.21 | 4/2026 | billion local currency units |
| Bank deposits, local currency | 2,276.37 | 4/2026 | billion local currency units |
| Bank deposits, foreign currency | 305.84 | 4/2026 | billion local currency units |