North Macedonia: Mortgage credit interest rate
* indicates monthly or quarterly data series
The most recent value is 3.53 percent as of June 2026, a decline compared to the previous value of 3.56 percent. Historically, the average for North Macedonia from January 2015 to June 2026 is 4.74 percent. The minimum of 3.51 percent was recorded in January 2022, while the maximum of 8.45 percent was reached in January 2015.
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* indicates monthly or quarterly data series
- Measure: percent
- Source: National Bank of the Republic of Macedonia
| Recent values | North Macedonia: Mortgage credit interest rate, percent |
|---|---|
| 2026 Jun | 3.53 |
| 2026 May | 3.56 |
| 2026 Apr | 3.58 |
| 2026 Mar | 3.6 |
| 2026 Feb | 3.62 |
| 2026 Jan | 3.64 |
| 2025 Dec | 3.66 |
| 2025 Nov | 3.68 |
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Definition: The mortgage credit interest rate is the average interest rate on mortgage loan products offered to individuals and households by the commercial banks in the country. The mortgage credit is a loan used to finance the purchase of real estate.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 4.1 | 2025 | percent |
| Exchange rate regimes | 6 | 2023 | index points |
| USD exchange rate | 53.9267 | 7/2026 | Local Currency Units per USD |
| Money supply (broad money) | 389.62 | 6/2026 | billion |
| Consumer Price Index (CPI) | 103.6500 | 6/2026 | index points |
| Inflation, monthly | -0.71 | 6/2026 | percent |
| Inflation, annual | 3.49 | 6/2026 | percent |
| Food and beverages inflation | 6.70 | 4/2026 | percent |
| Alcohol and tobacco inflation | 9.10 | 4/2026 | percent |
| Energy price inflation | 8.70 | 4/2026 | percent |
| Transport services inflation | 7.60 | 4/2026 | percent |
| Services inflation | 4.30 | 4/2026 | percent |
| Information and communication inflation | 2.80 | 4/2026 | percent |
| Restaurant and accommodation services inflation | 4.60 | 4/2026 | percent |
| Health care inflation | 2.40 | 4/2026 | percent |
| Education services inflation | 1.80 | 4/2026 | percent |
| Clothing and footwear inflation | 1.80 | 4/2026 | percent |
| Housing inflation | 8.30 | 4/2026 | percent |
| Private sector credit | 579.05 | 6/2026 | billion |
| Business credit | 284.62 | 6/2026 | billion |
| Household credit | 294.42 | 6/2026 | billion |
| Mortgage credit | 117.87 | 6/2026 | billion |
| Consumer credit | 176.55 | 6/2026 | billion |
| Deposit interest rate | 2.62 | 6/2026 | percent |
| Business credit interest rate | 4.35 | 6/2026 | percent |
| Mortgage credit interest rate | 3.53 | 6/2026 | percent |
| Policy rate | 4.25 | 6/2026 | percent |
| Business credit in local currency | 7.50 | 3/2026 | billion local currency units |
| Business credit in foreign currency | 71.93 | 3/2026 | billion local currency units |
| Household credit in local currency | 161.89 | 3/2026 | billion local currency units |
| Household credit in foreign currency | 122.08 | 3/2026 | billion local currency units |
| Private credit in local currency | 169.39 | 3/2026 | billion local currency units |
| Private credit in foreign currency | 194.01 | 3/2026 | billion local currency units |
| Bank deposits, total | 403.54 | 5/2026 | billion local currency units |
| Bank deposits, local currency | 149.47 | 5/2026 | billion local currency units |
| Bank deposits, foreign currency | 254.07 | 5/2026 | billion local currency units |