North Macedonia: Mortgage credit
* indicates monthly or quarterly data series
The most recent value is 109.34 billion Macedonian Denar as of December 2025, an increase compared to the previous value of 107.52 billion Macedonian Denar. Historically, the average for North Macedonia from January 2009 to December 2025 is 44.47 billion Macedonian Denar. The minimum of 13 billion Macedonian Denar was recorded in January 2009, while the maximum of 109.34 billion Macedonian Denar was reached in December 2025.
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* indicates monthly or quarterly data series
- Measure: billion Macedonian Denar
- Source: National Bank of the Republic of Macedonia
| Recent values | North Macedonia: Mortgage credit, billion currency units |
|---|---|
| 2025 Dec | 109.34 |
| 2025 Nov | 107.52 |
| 2025 Oct | 105.82 |
| 2025 Sep | 104.71 |
| 2025 Aug | 103.09 |
| 2025 Jul | 102.12 |
| 2025 Jun | 101.11 |
| 2025 May | 99.72 |
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Definition: Loans provided by commercial banks for the purchase of non-commercial real estate. In billion local currency units.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 3.5 | 2024 | percent |
| Exchange rate regimes | 6 | 2023 | index points |
| USD exchange rate | 53.5871 | 6/2026 | Local Currency Units per USD |
| Money supply (broad money) | 386.09 | 12/2025 | billion |
| Consumer Price Index (CPI) | 103.6500 | 6/2026 | index points |
| Inflation, monthly | -0.71 | 6/2026 | percent |
| Inflation, annual | 3.49 | 6/2026 | percent |
| Food and beverages inflation | 6.70 | 4/2026 | percent |
| Alcohol and tobacco inflation | 9.10 | 4/2026 | percent |
| Energy price inflation | 8.70 | 4/2026 | percent |
| Transport services inflation | 7.60 | 4/2026 | percent |
| Services inflation | 4.30 | 4/2026 | percent |
| Information and communication inflation | 2.80 | 4/2026 | percent |
| Restaurant and accommodation services inflation | 4.60 | 4/2026 | percent |
| Health care inflation | 2.40 | 4/2026 | percent |
| Education services inflation | 1.80 | 4/2026 | percent |
| Clothing and footwear inflation | 1.80 | 4/2026 | percent |
| Housing inflation | 8.30 | 4/2026 | percent |
| Private sector credit | 547.76 | 12/2025 | billion |
| Business credit | 270.94 | 12/2025 | billion |
| Household credit | 276.81 | 12/2025 | billion |
| Mortgage credit | 109.34 | 12/2025 | billion |
| Consumer credit | 167.47 | 12/2025 | billion |
| Deposit interest rate | 2.70 | 11/2025 | percent |
| Business credit interest rate | 4.51 | 11/2025 | percent |
| Mortgage credit interest rate | 3.68 | 11/2025 | percent |
| Policy rate | 4.25 | 6/2026 | percent |
| Business credit in local currency | 7.50 | 3/2026 | billion local currency units |
| Business credit in foreign currency | 71.93 | 3/2026 | billion local currency units |
| Household credit in local currency | 161.89 | 3/2026 | billion local currency units |
| Household credit in foreign currency | 122.08 | 3/2026 | billion local currency units |
| Private credit in local currency | 169.39 | 3/2026 | billion local currency units |
| Private credit in foreign currency | 194.01 | 3/2026 | billion local currency units |
| Bank deposits, total | 403.54 | 5/2026 | billion local currency units |
| Bank deposits, local currency | 149.47 | 5/2026 | billion local currency units |
| Bank deposits, foreign currency | 254.07 | 5/2026 | billion local currency units |