Macao: Credit information sharing

* indicates monthly or quarterly data series
 Macao

Credit information sharing index, 0 (low) - 8 (high)

 Latest value 0.00
 Year
 Measure points
 Data availability -
 Average 0.00
 Min - Max 0.00 - 0.00
 Source The World Bank
The latest value from is points, unavailable from points in . In comparison, the world average is 0.00 points, based on data from countries. Historically, the average for Macao from to is points. The minimum value, points, was reached in while the maximum of points was recorded in . See the global rankings or world map for that indicator or use the country comparator to compare trends over time. The value of that indicator for is points.
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* indicates monthly or quarterly data series
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When banks in Macao make lending decisions, it is useful to know if the borrower has loans from other banks, has he/she paid on time, etc. The credit information index shows whether banks share such information with each other. The index for Macao ranges from 0 (no sharing) to 6 (high degree of sharing.
Definition: Depth of credit information index measures rules affecting the scope, accessibility, and quality of credit information available through public or private credit registries. The index ranges from 0 to 8, with higher values indicating the availability of more credit information, from either a public registry or a private bureau, to facilitate lending decisions.

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 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 5.05 2020 interest rate points
 Bank cost to income ratio 29.65 2021 percent
 Non-performing loans 1.50 2022 percent
 Bank overhead cost 0.81 2021 percent
 Net interest margin 1.30 2021 percent
 Bank credit to deposits 85.41 2021 percent
 Regulatory capital to risk-weighted assets 14.55 2020 percent
 Return on assets 0.78 2021 percent
 Return on equity 16.88 2021 percent
 Banking system z-scores 20.26 2021 index points
 Liquid assets to deposits 45.15 2021 percent
 Banking system capital to assets 4.49 2020 percent
 Non-interest income to total income 27.39 2021 percent
 Lending interest rate 6.01 2023 percent
 Real interest rate 1.31 2023 percent
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