Laos: Lending-deposit interest rate spread

* indicates monthly or quarterly data series
 Laos

Bank lending-deposit interest rate spread

 Latest value 19.61
 Year 2010
 Measure interest rate points
 Data availability 1991 - 2010
 Average 17.35
 Min - Max 2.50 - 25.00
 Source The International Monetary Fund
The latest value from 2010 is 19.61 interest rate points, a decline from 21.53 interest rate points in 2009. In comparison, the world average is 7.93 interest rate points, based on data from 112 countries. Historically, the average for Laos from 1991 to 2010 is 17.35 interest rate points. The minimum value, 2.5 interest rate points, was reached in 1991 while the maximum of 25 interest rate points was recorded in 2006. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent data
Laos - Lending-deposit interest rate spread - Recent values chart

Historical series
Laos - Lending-deposit interest rate spread - historical chart - 1991-2010




Definition: Difference between the lending rate and the deposit rate. The lending rate is the rate charged by banks on loans to the private sector and the deposit interest rate is the rate offered by commercial banks on three-month deposits.

Selected articles from our guide:

What factors determine the exchange rates

International lending and sovereign debt

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 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 19.61 2010 interest rate points
 Bank cost to income ratio 74.68 2021 percent
 Bank overhead cost 1.03 2021 percent
 Net interest margin 0.77 2021 percent
 Bank credit to deposits 71.10 2010 percent
 Return on assets 0.31 2021 percent
 Return on equity 3.71 2021 percent
 Banking system z-scores 19.48 2021 index points
 Liquid assets to deposits 22.73 2021 percent
 Non-interest income to total income 55.54 2021 percent
 Lending interest rate 22.61 2010 percent
 Real interest rate 12.29 2010 percent
 Legal rights 6.00 2019 points
 Credit information sharing 6.00 2019 points
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