Laos: Lending interest rate
* indicates monthly or quarterly data series
| Laos |
Interest rates on bank credit to the private sector |
|---|---|
| Latest value | 22.61 |
| Year | 2010 |
| Measure | percent |
| Data availability | 1991 - 2010 |
| Average | 27.33 |
| Min - Max | 22.61 - 32.00 |
| Source | The World Bank |
The latest value from 2010 is 22.61 percent, a decline from 24.77 percent in 2009. In comparison, the world average is 12.22 percent, based on data from 134 countries. Historically, the average for Laos from 1991 to 2010 is 27.33 percent. The minimum value, 22.61 percent, was reached in 2010 while the maximum of 32 percent was recorded in 1999.
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* indicates monthly or quarterly data series
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The lending interest rate in Laos shown below is the interest rate on credits from banks to prime borrowers, i.e. to the lowest risk borrowers in the private sector. That includes firms and households.
Definition: Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.
Selected articles from our guide:
What factors determine the exchange rates
International lending and sovereign debt
All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Lending-deposit interest rate spread | 19.61 | 2010 | interest rate points |
| Bank cost to income ratio | 74.68 | 2021 | percent |
| Bank overhead cost | 1.03 | 2021 | percent |
| Net interest margin | 0.77 | 2021 | percent |
| Bank credit to deposits | 71.10 | 2010 | percent |
| Return on assets | 0.31 | 2021 | percent |
| Return on equity | 3.71 | 2021 | percent |
| Banking system z-scores | 19.48 | 2021 | index points |
| Liquid assets to deposits | 22.73 | 2021 | percent |
| Non-interest income to total income | 55.54 | 2021 | percent |
| Lending interest rate | 22.61 | 2010 | percent |
| Real interest rate | 12.29 | 2010 | percent |
| Legal rights | 6.00 | 2019 | points |
| Credit information sharing | 6.00 | 2019 | points |