Kenya: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 479.6 billion Kenyan Shilling as of December 2025, an increase compared to the previous value of 458.8 billion Kenyan Shilling. Historically, the average for Kenya from July 2015 to December 2025 is 286.06 billion Kenyan Shilling. The minimum of 125.9 billion Kenyan Shilling was recorded in May 2016, while the maximum of 479.6 billion Kenyan Shilling was reached in December 2025.
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* indicates monthly or quarterly data series
- Measure: billion Kenyan Shilling
- Source: Central Bank of Kenya
| Recent values | Kenya: Consumer credit, billion currency units |
|---|---|
| 2025 Dec | 479.6 |
| 2025 Nov | 458.8 |
| 2025 Oct | 456.2 |
| 2025 Sep | 468.5 |
| 2025 Aug | 464.7 |
| 2025 Jul | 461.6 |
| 2025 Jun | 457.5 |
| 2025 May | 453.6 |
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Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 4.5 | 2024 | percent |
| Exchange rate regimes | 5 | 2023 | index points |
| USD exchange rate | 129.4293 | 3/2026 | Local Currency Units per USD |
| Money supply (broad money) | 5,380.88 | 12/2025 | billion |
| Consumer Price Index (CPI) | 150.0000 | 3/2026 | index points |
| Inflation, monthly | 0.54 | 3/2026 | percent |
| Inflation, annual | 4.39 | 3/2026 | percent |
| Private sector credit | 4,085.80 | 12/2025 | billion |
| Business credit | 3,342.90 | 12/2025 | billion |
| Household credit | 584.10 | 12/2025 | billion |
| Mortgage credit | 104.50 | 12/2025 | billion |
| Consumer credit | 479.60 | 12/2025 | billion |
| Deposit interest rate | 7.13 | 12/2025 | percent |