Kenya: Non-performing loans

* indicates monthly or quarterly data series
 Kenya

Non-performing loans as percent of all bank loans

 Latest value 11.11
 Year 2022
 Measure percent
 Data availability 2006 - 2022
 Average 8.23
 Min - Max 4.42 - 12.34
 Source The World Bank
For that indicator, we provide data for Kenya from 2006 to 2022. The average value for Kenya during that period was 8.23 percent with a minimum of 4.42 percent in 2011 and a maximum of 12.34 percent in 2006. The latest value from 2022 is 11.11 percent. For comparison, the world average in 2022 based on 76 countries is 5.50 percent. See the global rankings for that indicator or use the country comparator to compare trends over time.
Select indicator
* indicates monthly or quarterly data series


Recent values chart
Kenya - Non-performing loans - Recent values chart

Historical chart
Kenya - Non-performing loans - historical chart - 2006-2022




The percent non-performing loans in Kenya reflects the health of the banking system. A higher percent of such loans shows that banks have difficulty collecting interest and principal on their credits. That may lead to less profits for the banks in Kenya and, possibly, bank closures.
Definition: Bank nonperforming loans to total gross loans are the value of nonperforming loans divided by the total value of the loan portfolio (including nonperforming loans before the deduction of specific loan-loss provisions). The loan amount recorded as nonperforming should be the gross value of the loan as recorded on the balance sheet, not just the amount that is overdue.

Selected articles from our guide:

What factors determine the exchange rates

International lending and sovereign debt

Are trade deficits bad for the economy?

The unholy trinity of international finance

Most commonly used measures of corruption

All articles



 Related indicators Latest value Reference Measure
 Lending-deposit interest rate spread 5.03 2020 interest rate points
 Bank cost to income ratio 42.18 2021 percent
 Non-performing loans 11.11 2022 percent
 Bank overhead cost 3.48 2021 percent
 Net interest margin 6.14 2021 percent
 Bank credit to deposits 86.07 2021 percent
 Regulatory capital to risk-weighted assets 19.15 2020 percent
 Return on assets 3.79 2021 percent
 Return on equity 21.83 2021 percent
 Banking system z-scores 23.23 2021 index points
 Liquid assets to deposits 28.45 2021 percent
 Banking system capital to assets 14.62 2020 percent
 Non-interest income to total income 34.34 2021 percent
 Lending interest rate 12.34 2022 percent
 Real interest rate 6.55 2023 percent
 Legal rights 11.00 2019 points
 Credit information sharing 8.00 2019 points
This site uses cookies.
Learn more here


OK