Kenya: Legal rights

* indicates monthly or quarterly data series
 Kenya

Index of legal rights for creditors and borrowers (0 = weak to 12 = strong)

 Latest value 11
 Year 2020
 Measure points
 Data availability 2014 - 2020
 Average 8
 Min - Max 7 - 11
 Source The World Bank
For that indicator, we provide data for Kenya from 2014 to 2020. The average value for Kenya during that period was 8 points with a minimum of 7 points in 2014 and a maximum of 11 points in 2020. The latest value from 2020 is 11 points. For comparison, the world average in 2020 based on 186 countries is 5.69 points. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent values chart
Kenya - Legal rights - recent values




The index of legal right for creditors and borrowers in Kenya ranges from 0 (no rights) to 12 (strong rights). Stronger legal rights such as efficient bankruptcy procedures, rules for financial disclosure, clear property rights, etc. facilitate lending.
Definition: The strength of legal rights index measures whether certain features that facilitate lending exist within the appli­cable collateral and bankruptcy laws. The index ranges from 0 to 12 based on the methodology in the Doing Business 15-20 studies.


 Related indicators Latest value Reference Measure
 Lending-deposit interest rate spread 5.03 2020 interest rate points
 Bank cost to income ratio 42.18 2021 percent
 Non-performing loans 11.11 2022 percent
 Bank overhead cost 3.48 2021 percent
 Net interest margin 6.14 2021 percent
 Bank credit to deposits 86.07 2021 percent
 Regulatory capital to risk-weighted assets 19.15 2020 percent
 Return on assets 3.79 2021 percent
 Return on equity 21.83 2021 percent
 Banking system z-scores 23.23 2021 index points
 Liquid assets to deposits 28.45 2021 percent
 Banking system capital to assets 14.62 2020 percent
 Non-interest income to total income 34.34 2021 percent
 Lending interest rate 12.08 2021 percent
 Real interest rate 5.97 2022 percent
 Legal rights 11.00 2020 points
 Credit information sharing 8.00 2019 points
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