
Kazakhstan: Non-performing loans
* indicates monthly or quarterly data series
| Kazakhstan |
Non-performing loans as percent of all bank loans |
|---|---|
| Latest value | 3.63 |
| Year | 2025 |
| Measure | percent |
| Data availability | 2008 - 2025 |
| Average | 10.08 |
| Min - Max | 2.89 - 20.93 |
| Source | The World Bank |
| Available for | Data download |
The latest value from 2025 is 3.63 percent, an increase from 3.05 percent in 2024. In comparison, the world average is 3.64 percent, based on data from 88 countries. Historically, the average for Kazakhstan from 2008 to 2025 is 10.08 percent. The minimum value, 2.89 percent, was reached in 2023 while the maximum of 20.93 percent was recorded in 2010.
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* indicates monthly or quarterly data series
| Recent values | Kazakhstan: Non-performing loans |
|---|---|
| 2025 | 3.63 |
| 2024 | 3.05 |
| 2023 | 2.89 |
| 2022 | 3.36 |
| 2021 | 3.32 |
| 2020 | 6.87 |
| 2019 | 8.14 |
| 2018 | 7.39 |
The percent non-performing loans in Kazakhstan reflects the health of the banking system. A higher percent of such loans shows that banks have difficulty collecting interest and principal on their credits. That may lead to less profits for the banks in Kazakhstan and, possibly, bank closures.
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| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Bank cost to income ratio | 29.94 | 2021 | percent |
| Non-performing loans | 3.63 | 2025 | percent |
| Bank overhead cost | 1.98 | 2021 | percent |
| Net interest margin | 5.50 | 2021 | percent |
| Bank credit to deposits | 76.73 | 2021 | percent |
| Regulatory capital to risk-weighted assets | 25.25 | 2020 | percent |
| Return on assets | 4.37 | 2021 | percent |
| Return on equity | 34.96 | 2021 | percent |
| Banking system z-scores | 2.95 | 2021 | index points |
| Liquid assets to deposits | 51.34 | 2021 | percent |
| Banking system capital to assets | 12.01 | 2020 | percent |
| Non-interest income to total income | 35.71 | 2021 | percent |