Japan: Household credit
* indicates monthly or quarterly data series
The most recent value is 188701.8 billion Japanese Yen as of April 2025, an increase compared to the previous value of 188274.4 billion Japanese Yen. Historically, the average for Japan from January 2013 to April 2025 is 160961.99 billion Japanese Yen. The minimum of 138388.1 billion Japanese Yen was recorded in January 2013, while the maximum of 188701.8 billion Japanese Yen was reached in April 2025.
Click on the following link to see the values of: Household credit around the world.
Select indicator
Download data from our database
* indicates monthly or quarterly data series
- Measure: billion Japanese Yen
- Source: Bank of Japan
| Recent values | Japan: Household credit, billion currency units |
|---|---|
| 2025 Apr | 188701.8 |
| 2025 Mar | 188274.4 |
| 2025 Feb | 187042.2 |
| 2025 Jan | 186699.9 |
| 2024 Dec | 186577.3 |
| 2024 Nov | 186106.2 |
| 2024 Oct | 185432.3 |
| 2024 Sep | 184990.7 |
Download data from our database
Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.7 | 2024 | percent |
| Exchange rate regimes | 7 | 2022 | index points |
| USD exchange rate | 144.6601 | 6/2025 | Local Currency Units per USD |
| Money supply (broad money) | 1,268,407.50 | 6/2025 | billion |
| Consumer Price Index (CPI) | 111.8000 | 5/2025 | index points |
| Inflation, monthly | 0.27 | 5/2025 | percent |
| Inflation, annual | 3.42 | 5/2025 | percent |
| Private sector credit | 666,191.30 | 4/2025 | billion |
| Business credit | 477,489.50 | 4/2025 | billion |
| Household credit | 188,701.80 | 4/2025 | billion |
| Mortgage credit | 170,641.00 | Q1/2025 | billion |
| Consumer credit | 17,633.40 | Q1/2025 | billion |
| Deposit interest rate | 0.43 | 3/2025 | percent |
| Policy rate | 0.50 | 5/2025 | percent |
| Household debt to GDP | 65.10 | 12/2024 | percent |
| Debt service ratios for private non-financial sector | 16.10 | Q4/2024 | percent |