Japan: Household credit
* indicates monthly or quarterly data series
The most recent value is 196711.2 billion Japanese Yen as of June 2026, an increase compared to the previous value of 196245 billion Japanese Yen. Historically, the average for Japan from January 2013 to June 2026 is 163696.2 billion Japanese Yen. The minimum of 138388.1 billion Japanese Yen was recorded in January 2013, while the maximum of 196711.2 billion Japanese Yen was reached in June 2026.
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* indicates monthly or quarterly data series
- Measure: billion Japanese Yen
- Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
- Source: Bank of Japan
| Recent values | Japan: Household credit, billion currency units |
|---|---|
| 2026 Jun | 196711.2 |
| 2026 May | 196245 |
| 2026 Apr | 195724.3 |
| 2026 Mar | 195304.2 |
| 2026 Feb | 193781.1 |
| 2026 Jan | 193230.3 |
| 2025 Dec | 193115.6 |
| 2025 Nov | 192458.1 |
Download data from our database Other resources: All indicators for Japan All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 3.2 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 158.8687 | 8/2026 | Local Currency Units per USD |
| Money supply (broad money) | 1,296,442.60 | 6/2026 | billion |
| Consumer Price Index (CPI) | 120.4132 | 7/2026 | index points |
| Inflation, monthly | 0.39 | 7/2026 | percent |
| Inflation, annual | 1.90 | 7/2026 | percent |
| Food and beverages inflation | 4.00 | 7/2026 | percent |
| Alcohol and tobacco inflation | 1.09 | 7/2026 | percent |
| Energy price inflation | 0.60 | 7/2026 | percent |
| Transport services inflation | 1.30 | 7/2026 | percent |
| Services inflation | 0.97 | 6/2026 | percent |
| Information and communication inflation | 2.49 | 6/2026 | percent |
| Restaurant and accommodation services inflation | 1.60 | 7/2026 | percent |
| Health care inflation | 1.54 | 6/2026 | percent |
| Education services inflation | -5.64 | 6/2026 | percent |
| Clothing and footwear inflation | 1.71 | 6/2026 | percent |
| Housing inflation | 0.69 | 6/2026 | percent |
| Private sector credit | 718,991.30 | 6/2026 | billion |
| Business credit | 522,280.10 | 6/2026 | billion |
| Household credit | 196,711.20 | 6/2026 | billion |
| Mortgage credit | 177,907.70 | Q2/2026 | billion |
| Consumer credit | 18,803.50 | Q2/2026 | billion |
| Deposit interest rate | 0.84 | 6/2026 | percent |
| Policy rate | 1.00 | 8/2026 | percent |
| Household debt to GDP | 61.10 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 15.50 | Q4/2025 | percent |