Japan: Household credit

* indicates monthly or quarterly data series
The most recent value is 188701.8 billion Japanese Yen as of April 2025, an increase compared to the previous value of 188274.4 billion Japanese Yen. Historically, the average for Japan from January 2013 to April 2025 is 160961.99 billion Japanese Yen. The minimum of 138388.1 billion Japanese Yen was recorded in January 2013, while the maximum of 188701.8 billion Japanese Yen was reached in April 2025. Click on the following link to see the values of: Household credit around the world.
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* indicates monthly or quarterly data series

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Recent values Japan: Household credit, billion currency units
2025  Apr 188701.8
2025  Mar 188274.4
2025  Feb 187042.2
2025  Jan 186699.9
2024  Dec 186577.3
2024  Nov 186106.2
2024  Oct 185432.3
2024  Sep 184990.7


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Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.

 Related indicators Latest Reference Measure
 Inflation 2.7 2024 percent
 Exchange rate regimes 7 2022 index points
 USD exchange rate 144.6601 6/2025 Local Currency Units per USD
 Money supply (broad money) 1,268,407.50 6/2025 billion
 Consumer Price Index (CPI) 111.8000 5/2025 index points
 Inflation, monthly 0.27 5/2025 percent
 Inflation, annual 3.42 5/2025 percent
 Private sector credit 666,191.30 4/2025 billion
 Business credit 477,489.50 4/2025 billion
 Household credit 188,701.80 4/2025 billion
 Mortgage credit 170,641.00 Q1/2025 billion
 Consumer credit 17,633.40 Q1/2025 billion
 Deposit interest rate 0.43 3/2025 percent
 Policy rate 0.50 5/2025 percent
 Household debt to GDP 65.10 12/2024 percent
 Debt service ratios for private non-financial sector 16.10 Q4/2024 percent
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