Japan: Deposit interest rate
* indicates monthly or quarterly data series
The most recent value is 0.84 percent as of June 2026, no change compared to the previous value of 0.84 percent. Historically, the average for Japan from January 2012 to June 2026 is 0.17 percent. The minimum of 0.04 percent was recorded in May 2019, while the maximum of 0.94 percent was reached in April 2026.
Click on the following link to see the values of: Deposit interest rate around the world.
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* indicates monthly or quarterly data series
- Measure: percent
- Source: Bank of Japan
| Recent values | Japan: Bank deposit interest rate, percent |
|---|---|
| 2026 Jun | 0.84 |
| 2026 May | 0.84 |
| 2026 Apr | 0.94 |
| 2026 Mar | 0.77 |
| 2026 Feb | 0.72 |
| 2026 Jan | 0.6 |
| 2025 Dec | 0.55 |
| 2025 Nov | 0.47 |
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Definition: The deposit interest rate is the average interest rate on one year term deposits offered by the commercial banks to the household sector.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 3.2 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 162.3000 | 7/2026 | Local Currency Units per USD |
| Money supply (broad money) | 1,296,442.60 | 6/2026 | billion |
| Consumer Price Index (CPI) | 119.8102 | 6/2026 | index points |
| Inflation, monthly | 0.09 | 6/2026 | percent |
| Inflation, annual | 1.70 | 6/2026 | percent |
| Food and beverages inflation | 3.63 | 6/2026 | percent |
| Alcohol and tobacco inflation | 0.61 | 6/2026 | percent |
| Energy price inflation | -0.08 | 6/2026 | percent |
| Transport services inflation | 1.15 | 6/2026 | percent |
| Services inflation | 0.97 | 6/2026 | percent |
| Information and communication inflation | 2.49 | 6/2026 | percent |
| Restaurant and accommodation services inflation | 1.63 | 6/2026 | percent |
| Health care inflation | 1.54 | 6/2026 | percent |
| Education services inflation | -5.64 | 6/2026 | percent |
| Clothing and footwear inflation | 1.71 | 6/2026 | percent |
| Housing inflation | 0.60 | 4/2026 | percent |
| Private sector credit | 718,991.30 | 6/2026 | billion |
| Business credit | 522,280.10 | 6/2026 | billion |
| Household credit | 196,711.20 | 6/2026 | billion |
| Mortgage credit | 177,907.70 | Q2/2026 | billion |
| Consumer credit | 18,803.50 | Q2/2026 | billion |
| Deposit interest rate | 0.84 | 6/2026 | percent |
| Policy rate | 1.00 | 7/2026 | percent |
| Household debt to GDP | 61.10 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 15.50 | Q4/2025 | percent |
| Bank deposits, total | 992,753.80 | 5/2026 | billion local currency units |