Japan: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 18803.5 billion Japanese Yen as of Q2 2026, an increase compared to the previous value of 18649 billion Japanese Yen. Historically, the average for Japan from Q1 2013 to Q2 2026 is 16585.29 billion Japanese Yen. The minimum of 14374.1 billion Japanese Yen was recorded in Q1 2013, while the maximum of 18803.5 billion Japanese Yen was reached in Q2 2026.
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* indicates monthly or quarterly data series
- Measure: billion Japanese Yen
- Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
- Source: Bank of Japan
| Recent values | Japan: Consumer credit, billion currency units |
|---|---|
| 2026 Q2 | 18803.5 |
| 2026 Q1 | 18649 |
| 2025 Q4 | 18264.3 |
| 2025 Q3 | 18133 |
| 2025 Q2 | 17819.1 |
| 2025 Q1 | 17633.4 |
| 2024 Q4 | 17286.9 |
| 2024 Q3 | 17126.1 |
Download data from our database Other resources: All indicators for Japan All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 3.2 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 158.8687 | 8/2026 | Local Currency Units per USD |
| Money supply (broad money) | 1,296,442.60 | 6/2026 | billion |
| Consumer Price Index (CPI) | 120.4132 | 7/2026 | index points |
| Inflation, monthly | 0.39 | 7/2026 | percent |
| Inflation, annual | 1.90 | 7/2026 | percent |
| Food and beverages inflation | 4.00 | 7/2026 | percent |
| Alcohol and tobacco inflation | 1.09 | 7/2026 | percent |
| Energy price inflation | 0.60 | 7/2026 | percent |
| Transport services inflation | 1.30 | 7/2026 | percent |
| Services inflation | 0.97 | 6/2026 | percent |
| Information and communication inflation | 3.16 | 7/2026 | percent |
| Restaurant and accommodation services inflation | 1.60 | 7/2026 | percent |
| Health care inflation | 2.40 | 7/2026 | percent |
| Education services inflation | -5.64 | 6/2026 | percent |
| Clothing and footwear inflation | 1.11 | 7/2026 | percent |
| Housing inflation | 0.69 | 6/2026 | percent |
| Private sector credit | 718,991.30 | 6/2026 | billion |
| Business credit | 522,280.10 | 6/2026 | billion |
| Household credit | 196,711.20 | 6/2026 | billion |
| Mortgage credit | 177,907.70 | Q2/2026 | billion |
| Consumer credit | 18,803.50 | Q2/2026 | billion |
| Deposit interest rate | 0.84 | 6/2026 | percent |
| Policy rate | 1.00 | 8/2026 | percent |
| Household debt to GDP | 61.10 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 15.50 | Q4/2025 | percent |