Jamaica: Bank credit to deposits

* indicates monthly or quarterly data series
 Jamaica

Bank credit as percent of bank deposits

 Latest value 84.60
 Year 2021
 Measure percent
 Data availability 1960 - 2021
 Average 70.72
 Min - Max 30.73 - 114.30
 Source The International Monetary Fund
 Available for Data download
The latest value from 2021 is 84.6 percent, a decline from 87.65 percent in 2020. In comparison, the world average is 86.91 percent, based on data from 138 countries. Historically, the average for Jamaica from 1960 to 2021 is 70.72 percent. The minimum value, 30.73 percent, was reached in 2001 while the maximum of 114.3 percent was recorded in 1961. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series
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 Recent values Jamaica: Bank credit to deposits
 2021 84.60
 2020 87.65
 2019 94.35
 2018 87.92
 2017 85.73
 2016 70.11
 2015 70.06
 2014 71.88




Definition: The financial resources provided to the private sector by domestic money banks as a share of total deposits. Domestic money banks comprise commercial banks and other financial institutions that accept transferable deposits, such as demand deposits. Total deposits include demand, time and saving deposits in deposit money banks.

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 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 9.60 2020 interest rate points
 Bank cost to income ratio 67.27 2021 percent
 Bank overhead cost 4.06 2021 percent
 Net interest margin 3.72 2021 percent
 Bank credit to deposits 84.60 2021 percent
 Regulatory capital to risk-weighted assets 25.60 2000 percent
 Return on assets 1.78 2021 percent
 Return on equity 13.75 2021 percent
 Banking system z-scores 15.48 2021 index points
 Liquid assets to deposits 76.66 2021 percent
 Non-interest income to total income 48.16 2021 percent
 Lending interest rate 12.14 2025 percent
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