Ireland: Household credit
* indicates monthly or quarterly data series
The most recent value is 113.09 billion Euro as of December 2025, an increase compared to the previous value of 112.2 billion Euro. Historically, the average for Ireland from January 2003 to December 2025 is 106.48 billion Euro. The minimum of 56.95 billion Euro was recorded in January 2003, while the maximum of 156.8 billion Euro was reached in May 2008.
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* indicates monthly or quarterly data series
- Measure: billion Euro
- Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
- Source: Central Bank of Ireland
| Recent values | Ireland: Household credit, billion currency units |
|---|---|
| 2025 Dec | 113.09 |
| 2025 Nov | 112.2 |
| 2025 Oct | 112.06 |
| 2025 Sep | 111.56 |
| 2025 Aug | 110.72 |
| 2025 Jul | 110.36 |
| 2025 Jun | 109.63 |
| 2025 May | 109.05 |
Download data from our database Other resources: All indicators for Ireland All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.2 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8629 | 8/2026 | Local Currency Units per USD |
| Money supply (broad money) | 389.22 | 6/2026 | billion |
| Consumer Price Index (CPI) | 104.1300 | 8/2026 | index points |
| Inflation, monthly | 0.60 | 8/2026 | percent |
| Inflation, annual | 3.37 | 8/2026 | percent |
| Food and beverages inflation | 0.57 | 6/2026 | percent |
| Alcohol and tobacco inflation | 2.64 | 6/2026 | percent |
| Energy price inflation | 10.06 | 6/2026 | percent |
| Transport services inflation | 4.15 | 6/2026 | percent |
| Information and communication inflation | 1.37 | 6/2026 | percent |
| Restaurant and accommodation services inflation | 3.64 | 6/2026 | percent |
| Health care inflation | 1.74 | 6/2026 | percent |
| Education services inflation | 8.90 | 6/2026 | percent |
| Clothing and footwear inflation | 6.96 | 6/2026 | percent |
| Housing inflation | 5.80 | 6/2026 | percent |
| Private sector credit | 143.36 | 12/2025 | billion |
| Business credit | 30.27 | 12/2025 | billion |
| Household credit | 113.09 | 12/2025 | billion |
| Mortgage credit | 94.09 | 12/2025 | billion |
| Consumer credit | 19.00 | 12/2025 | billion |
| Deposit interest rate | 2.20 | 6/2026 | percent |
| Business credit interest rate | 4.66 | 6/2026 | percent |
| Mortgage credit interest rate | 4.35 | 6/2026 | percent |
| Household debt to GDP | 23.80 | 12/2025 | percent |