Ireland: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 19 billion Euro as of December 2025, a decline compared to the previous value of 19.05 billion Euro. Historically, the average for Ireland from January 2003 to December 2025 is 20.89 billion Euro. The minimum of 13.11 billion Euro was recorded in January 2003, while the maximum of 35.76 billion Euro was reached in January 2009.
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* indicates monthly or quarterly data series
- Measure: billion Euro
- Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
- Source: Central Bank of Ireland
| Recent values | Ireland: Consumer credit, billion currency units |
|---|---|
| 2025 Dec | 19 |
| 2025 Nov | 19.05 |
| 2025 Oct | 19.1 |
| 2025 Sep | 19.03 |
| 2025 Aug | 18.98 |
| 2025 Jul | 18.96 |
| 2025 Jun | 18.8 |
| 2025 May | 18.84 |
Download data from our database Other resources: All indicators for Ireland All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.2 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8629 | 8/2026 | Local Currency Units per USD |
| Money supply (broad money) | 389.22 | 6/2026 | billion |
| Consumer Price Index (CPI) | 104.1300 | 8/2026 | index points |
| Inflation, monthly | 0.60 | 8/2026 | percent |
| Inflation, annual | 3.37 | 8/2026 | percent |
| Food and beverages inflation | 0.66 | 7/2026 | percent |
| Alcohol and tobacco inflation | 2.55 | 7/2026 | percent |
| Energy price inflation | 6.78 | 7/2026 | percent |
| Transport services inflation | 2.15 | 7/2026 | percent |
| Information and communication inflation | 1.37 | 6/2026 | percent |
| Restaurant and accommodation services inflation | 3.64 | 6/2026 | percent |
| Health care inflation | 1.74 | 6/2026 | percent |
| Education services inflation | 8.90 | 6/2026 | percent |
| Clothing and footwear inflation | 6.96 | 6/2026 | percent |
| Housing inflation | 5.80 | 6/2026 | percent |
| Private sector credit | 143.36 | 12/2025 | billion |
| Business credit | 30.27 | 12/2025 | billion |
| Household credit | 113.09 | 12/2025 | billion |
| Mortgage credit | 94.09 | 12/2025 | billion |
| Consumer credit | 19.00 | 12/2025 | billion |
| Deposit interest rate | 2.20 | 6/2026 | percent |
| Business credit interest rate | 4.66 | 6/2026 | percent |
| Mortgage credit interest rate | 4.35 | 6/2026 | percent |
| Household debt to GDP | 23.80 | 12/2025 | percent |