Indonesia: Household debt to GDP
* indicates monthly or quarterly data series
The most recent value is 15.5 percent as of December 2025, a decline compared to the previous value of 15.7 percent. Historically, the average for Indonesia from December 2001 to December 2025 is 14.25 percent. The minimum of 6.2 percent was recorded in December 2001, while the maximum of 17.8 percent was reached in December 2020.
Click on the following link to see the values of: Household debt to GDP around the world.
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* indicates monthly or quarterly data series
- Measure: percent
- Source: The Bank for International Settlements
| Recent values | Indonesia: Household debt to GDP, in percent |
|---|---|
| 2025 Dec | 15.5 |
| 2025 Sep | 15.7 |
| 2025 Jun | 15.8 |
| 2025 Mar | 16 |
| 2024 Dec | 16.2 |
| 2024 Sep | 16.3 |
| 2024 Jun | 16.3 |
| 2024 Mar | 16.4 |
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Definition: The total outstanding debt of households to banks and other financial institutions as percent of GDP.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 1.9 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 18,001.6145 | 7/2026 | Local Currency Units per USD |
| Money supply (broad money) | 10,133,099.42 | 12/2025 | billion |
| Consumer Price Index (CPI) | 182.1270 | 6/2026 | index points |
| Inflation, monthly | 0.44 | 6/2026 | percent |
| Inflation, annual | 3.34 | 6/2026 | percent |
| Private sector credit | 7,693,644.09 | 6/2026 | billion |
| Business credit | 3,996,012.78 | 6/2026 | billion |
| Household credit | 3,697,631.31 | 6/2026 | billion |
| Mortgage credit | 1,683,274.22 | 6/2026 | billion |
| Consumer credit | 2,014,357.10 | 6/2026 | billion |
| Deposit interest rate | 5.44 | 6/2026 | percent |
| Business credit interest rate | 8.01 | 6/2026 | percent |
| Policy rate | 5.75 | 6/2026 | percent |
| Household debt to GDP | 15.50 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 4.40 | Q4/2025 | percent |
| Business credit in local currency | 2,992,194.83 | 3/2026 | billion local currency units |
| Business credit in foreign currency | 755,603.06 | 3/2026 | billion local currency units |
| Household credit in local currency | 3,633,139.45 | 3/2026 | billion local currency units |
| Household credit in foreign currency | 17,709.03 | 3/2026 | billion local currency units |
| Private credit in local currency | 6,625,334.28 | 3/2026 | billion local currency units |
| Private credit in foreign currency | 773,312.09 | 3/2026 | billion local currency units |
| Bank deposits, total | 9,566,972.73 | 4/2026 | billion local currency units |
| Bank deposits, local currency | 8,099,713.36 | 4/2026 | billion local currency units |
| Bank deposits, foreign currency | 1,467,259.38 | 4/2026 | billion local currency units |