Indonesia: Deposit interest rate
* indicates monthly or quarterly data series
The most recent value is 4.63 percent as of December 2025, a decline compared to the previous value of 4.82 percent. Historically, the average for Indonesia from January 2015 to December 2025 is 6.11 percent. The minimum of 3.27 percent was recorded in June 2022, while the maximum of 8.92 percent was reached in March 2015.
Click on the following link to see the values of: Deposit interest rate around the world.
Select indicator
Download data from our database
* indicates monthly or quarterly data series
- Measure: percent
- Source: Bank Indonesia
| Recent values | Indonesia: Bank deposit interest rate, percent |
|---|---|
| 2025 Dec | 4.63 |
| 2025 Nov | 4.82 |
| 2025 Oct | 4.82 |
| 2025 Sep | 4.85 |
| 2025 Aug | 4.98 |
| 2025 Jul | 5.01 |
| 2025 Jun | 5.07 |
| 2025 May | 5.07 |
Download data from our database
Definition: The deposit interest rate is the average interest rate on one year term deposits offered by the commercial banks to the household sector.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.2 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 17,889.5148 | 6/2026 | Local Currency Units per USD |
| Money supply (broad money) | 10,133,099.42 | 12/2025 | billion |
| Consumer Price Index (CPI) | 180.8248 | 4/2026 | index points |
| Inflation, monthly | 0.13 | 4/2026 | percent |
| Inflation, annual | 2.42 | 4/2026 | percent |
| Private sector credit | 7,314,689.32 | 12/2025 | billion |
| Business credit | 3,675,818.35 | 12/2025 | billion |
| Household credit | 3,638,870.97 | 12/2025 | billion |
| Mortgage credit | 1,567,218.22 | 12/2025 | billion |
| Consumer credit | 2,071,652.75 | 12/2025 | billion |
| Deposit interest rate | 4.63 | 12/2025 | percent |
| Business credit interest rate | 8.07 | 12/2025 | percent |
| Policy rate | 4.75 | 4/2026 | percent |
| Household debt to GDP | 15.50 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 4.40 | Q4/2025 | percent |
| Business credit in local currency | 2,992,194.83 | 3/2026 | local currency units |
| Business credit in foreign currency | 755,603.06 | 3/2026 | local currency units |
| Household credit in local currency | 3,633,139.45 | 3/2026 | billion |
| Household credit in foreign currency | 17,709.03 | 3/2026 | local currency units |
| Private credit in local currency | 6,625,334.28 | 3/2026 | local currency units |
| Private credit in foreign currency | 773,312.09 | 3/2026 | local currency units |
| Bank deposits, total | 9,566,972.73 | 4/2026 | local currency units |
| Bank deposits, local currency | 8,099,713.36 | 4/2026 | local currency units |
| Bank deposits, foreign currency | 1,467,259.38 | 4/2026 | local currency units |