Indonesia: Business credit interest rate
* indicates monthly or quarterly data series
The most recent value is 8.07 percent as of December 2025, a decline compared to the previous value of 8.23 percent. Historically, the average for Indonesia from January 1999 to December 2025 is 13.02 percent. The minimum of 8.07 percent was recorded in December 2025, while the maximum of 30.29 percent was reached in January 1999.
Click on the following link to see the values of: Business credit interest rate around the world.
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* indicates monthly or quarterly data series
- Measure: percent
- Source: Bank Indonesia
| Recent values | Indonesia: Business credit interest rate, percent |
|---|---|
| 2025 Dec | 8.07 |
| 2025 Nov | 8.23 |
| 2025 Oct | 8.31 |
| 2025 Sep | 8.35 |
| 2025 Aug | 8.48 |
| 2025 Jul | 8.53 |
| 2025 Jun | 8.55 |
| 2025 May | 8.59 |
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Definition: The business credit interest rate is the average interest rate on the loan products offered by commercial banks to non-financial corporations. The business credit is a credit specifically intended for business purposes including secured and unsecured business loans to small or large business with variable or fixed interest rate.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.2 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 17,889.5148 | 6/2026 | Local Currency Units per USD |
| Money supply (broad money) | 10,133,099.42 | 12/2025 | billion |
| Consumer Price Index (CPI) | 180.8248 | 4/2026 | index points |
| Inflation, monthly | 0.13 | 4/2026 | percent |
| Inflation, annual | 2.42 | 4/2026 | percent |
| Private sector credit | 7,314,689.32 | 12/2025 | billion |
| Business credit | 3,675,818.35 | 12/2025 | billion |
| Household credit | 3,638,870.97 | 12/2025 | billion |
| Mortgage credit | 1,567,218.22 | 12/2025 | billion |
| Consumer credit | 2,071,652.75 | 12/2025 | billion |
| Deposit interest rate | 4.63 | 12/2025 | percent |
| Business credit interest rate | 8.07 | 12/2025 | percent |
| Policy rate | 4.75 | 4/2026 | percent |
| Household debt to GDP | 15.50 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 4.40 | Q4/2025 | percent |
| Business credit in local currency | 2,992,194.83 | 3/2026 | billion local currency units |
| Business credit in foreign currency | 755,603.06 | 3/2026 | billion local currency units |
| Household credit in local currency | 3,633,139.45 | 3/2026 | billion local currency units |
| Household credit in foreign currency | 17,709.03 | 3/2026 | billion local currency units |
| Private credit in local currency | 6,625,334.28 | 3/2026 | billion local currency units |
| Private credit in foreign currency | 773,312.09 | 3/2026 | billion local currency units |
| Bank deposits, total | 9,566,972.73 | 4/2026 | billion local currency units |
| Bank deposits, local currency | 8,099,713.36 | 4/2026 | billion local currency units |
| Bank deposits, foreign currency | 1,467,259.38 | 4/2026 | billion local currency units |