India: Private sector credit

* indicates monthly or quarterly data series
The most recent value is 173379.81 billion Indian Rupee as of March 2025, an increase compared to the previous value of 170755.45 billion Indian Rupee. Historically, the average for India from November 2011 to March 2025 is 86115.13 billion Indian Rupee. The minimum of 38723 billion Indian Rupee was recorded in November 2011, while the maximum of 173379.81 billion Indian Rupee was reached in March 2025. Click on the following link to see the values of: Private sector credit around the world.
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* indicates monthly or quarterly data series

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  • Measure: billion Indian Rupee
  • Source: Reserve Bank of India

Recent values India: Private sector credit, billion currency units
2025  Mar 173379.81
2025  Feb 170755.45
2025  Jan 169732.55
2024  Dec 168508.43
2024  Nov 166253.01
2024  Oct 164119.65
2024  Sep 163025.67
2024  Aug 161158.98


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Definition: Private sector credit refers to the credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to private non-financial firms and households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.

 Related indicators Latest Reference Measure
 Inflation 5.6 2023 percent
 Exchange rate regimes 7 2022 index points
 USD exchange rate 85.9451 6/2025 Local Currency Units per USD
 Money supply (broad money) 272,143.55 3/2025 billion
 Consumer Price Index (CPI) 193.0000 5/2025 index points
 Inflation, monthly 0.21 5/2025 percent
 Inflation, annual 2.82 5/2025 percent
 Private sector credit 173,379.81 3/2025 billion
 Business credit 113,856.82 3/2025 billion
 Household credit 59,522.99 3/2025 billion
 Mortgage credit 30,104.77 3/2025 billion
 Consumer credit 29,418.22 3/2025 billion
 Deposit interest rate 7.00 12/2024 percent
 Policy rate 6.00 5/2025 percent
 Household debt to GDP 41.90 12/2024 percent
 Debt service ratios for private non-financial sector 11.30 Q4/2024 percent
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