India: Private sector credit
* indicates monthly or quarterly data series
The most recent value is 175198.92 billion Indian Rupee as of June 2025, an increase compared to the previous value of 173332.02 billion Indian Rupee. Historically, the average for India from November 2011 to June 2025 is 87718.37 billion Indian Rupee. The minimum of 38723 billion Indian Rupee was recorded in November 2011, while the maximum of 175198.92 billion Indian Rupee was reached in June 2025.
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* indicates monthly or quarterly data series
- Measure: billion Indian Rupee
- Definition: Private sector credit refers to the credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to private non-financial firms and households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
- Source: Reserve Bank of India
| Recent values | India: Private sector credit, billion currency units |
|---|---|
| 2025 Jun | 175198.92 |
| 2025 May | 173332.02 |
| 2025 Apr | 172745.42 |
| 2025 Mar | 173379.81 |
| 2025 Feb | 170755.45 |
| 2025 Jan | 169732.55 |
| 2024 Dec | 168508.43 |
| 2024 Nov | 166253.01 |
Download data from our database Other resources: All indicators for India All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.4 | 2025 | percent |
| Exchange rate regimes | 6 | 2023 | index points |
| USD exchange rate | 95.4343 | 8/2026 | Local Currency Units per USD |
| Money supply (broad money) | 281,778.29 | 6/2025 | billion |
| Consumer Price Index (CPI) | 231.6826 | 6/2026 | index points |
| Inflation, monthly | 1.03 | 6/2026 | percent |
| Inflation, annual | 4.38 | 6/2026 | percent |
| Private sector credit | 175,198.92 | 6/2025 | billion |
| Business credit | 113,695.97 | 6/2025 | billion |
| Household credit | 61,502.95 | 6/2025 | billion |
| Mortgage credit | 30,671.20 | 6/2025 | billion |
| Consumer credit | 30,831.75 | 6/2025 | billion |
| Deposit interest rate | 7.00 | 12/2024 | percent |
| Policy rate | 5.25 | 6/2026 | percent |
| Household debt to GDP | 47.80 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 12.20 | Q4/2025 | percent |