India: Percent people with bank accounts

* indicates monthly or quarterly data series
 India

People with bank accounts, percent of the population over 14 years of age

 Latest value 77.30
 Year 2021
 Measure percent
 Data availability 2011 - 2021
 Average 61.28
 Min - Max 35.23 - 79.84
 Source The World Bank
For that indicator, we provide data for India from 2011 to 2021. The average value for India during that period was 61.28 percent with a minimum of 35.23 percent in 2011 and a maximum of 79.84 percent in 2017. The latest value from 2021 is 77.3 percent. For comparison, the world average in 2021 based on 121 countries is 65.76 percent. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent values chart
India - Percent people with bank accounts  - Recent values chart




Definition: The percentage of respondents with an account (self or together with someone else) at a bank, credit union, another financial institution (e.g., cooperative, microfinance institution), or the post office (if applicable) including respondents who reported having a debit card (% age 15+).

Related articles

Types of financial institutions

Financial development and economic development



 Related indicators Latest value Reference Measure
 ATMs per 100,000 adults 21.44 2021 ATMs per 100,000 adults
 Bank branches per 100,000 people 14.74 2020 bank branches
 Firms using credit to finance investment 30.30 2014 percent
 Small firms with bank credit 16.30 2014 percent
 Percent people with credit cards 4.62 2021 percent
 Percent people with debit cards 27.07 2021 percent
 Domestic credit to the private sector 54.65 2020 percent
 Bank credit to the private sector 50.41 2021 percent
 Liquid liabilities, percent of GDP 84.95 2021 percent
 Bank assets to GDP 72.40 2021 percent
 Financial system deposits, percent of GDP 72.09 2021 percent
 Bank credit to government 22.79 2020 percent
 Banking system concentration 40.90 2021 percent
 Foreign bank assets 3.00 2013 percent of total bank assets
 Percent people with bank accounts 77.30 2021 percent
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