India: Percent people with credit cards

* indicates monthly or quarterly data series
 India

Percent of people aged 15+ who have a credit card

 Latest value 4.62
 Year 2021
 Measure percent
 Data availability 2011 - 2021
 Average 3.39
 Min - Max 1.77 - 4.62
 Source The World Bank
The latest value from 2021 is 4.62 percent, an increase from 3 percent in 2017. In comparison, the world average is 22.26 percent, based on data from 121 countries. Historically, the average for India from 2011 to 2021 is 3.39 percent. The minimum value, 1.77 percent, was reached in 2011 while the maximum of 4.62 percent was recorded in 2021. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent data
India - Percent people with credit cards - Recent values chart




Definition: The percentage of respondents with a credit card (% age 15+). The data are from the World bank Global Financial Inclusion survey.

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 Related indicators Latest Reference Measure
 ATMs per 100,000 adults 21.44 2021 ATMs per 100,000 adults
 Bank branches per 100,000 people 14.74 2020 bank branches
 Firms using credit to finance investment 30.30 2014 percent
 Small firms with bank credit 16.30 2014 percent
 Percent people with credit cards 4.62 2021 percent
 Percent people with debit cards 27.07 2021 percent
 Domestic credit to the private sector 54.65 2020 percent
 Bank credit to the private sector 50.14 2021 percent
 Liquid liabilities, percent of GDP 84.95 2021 percent
 Bank assets to GDP 72.40 2021 percent
 Financial system deposits, percent of GDP 72.09 2021 percent
 Bank credit to government 22.79 2020 percent
 Banking system concentration 40.90 2021 percent
 Foreign bank assets 3.00 2013 percent of total bank assets
 Percent people with bank accounts 77.30 2021 percent
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