India: Household debt to GDP
* indicates monthly or quarterly data series
The most recent value is 47.8 percent as of December 2025, an increase compared to the previous value of 45.5 percent. Historically, the average for India from June 2007 to December 2025 is 39.45 percent. The minimum of 33.1 percent was recorded in September 2016, while the maximum of 47.8 percent was reached in December 2025.
Click on the following link to see the values of: Household debt to GDP around the world.
Select indicator
Download data from our database
* indicates monthly or quarterly data series
- Measure: percent
- Source: The Bank for International Settlements
| Recent values | India: Household debt to GDP, in percent |
|---|---|
| 2025 Dec | 47.8 |
| 2025 Sep | 45.5 |
| 2025 Jun | 45.5 |
| 2025 Mar | 44.8 |
| 2024 Dec | 44.5 |
| 2024 Sep | 43.9 |
| 2024 Jun | 44.1 |
| 2024 Mar | 44.1 |
Download data from our database
Definition: The total outstanding debt of households to banks and other financial institutions as percent of GDP.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 5.0 | 2024 | percent |
| Exchange rate regimes | 6 | 2023 | index points |
| USD exchange rate | 94.8565 | 6/2026 | Local Currency Units per USD |
| Money supply (broad money) | 281,778.29 | 6/2025 | billion |
| Consumer Price Index (CPI) | 227.0056 | 3/2026 | index points |
| Inflation, monthly | 0.26 | 3/2026 | percent |
| Inflation, annual | 3.40 | 3/2026 | percent |
| Private sector credit | 175,198.92 | 6/2025 | billion |
| Business credit | 113,695.97 | 6/2025 | billion |
| Household credit | 61,502.95 | 6/2025 | billion |
| Mortgage credit | 30,671.20 | 6/2025 | billion |
| Consumer credit | 30,831.75 | 6/2025 | billion |
| Deposit interest rate | 7.00 | 12/2024 | percent |
| Policy rate | 5.25 | 3/2026 | percent |
| Household debt to GDP | 47.80 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 12.20 | Q4/2025 | percent |