India: Household credit
* indicates monthly or quarterly data series
The most recent value is 61502.95 billion Indian Rupee as of June 2025, an increase compared to the previous value of 60619.87 billion Indian Rupee. Historically, the average for India from November 2011 to June 2025 is 24544.24 billion Indian Rupee. The minimum of 7206 billion Indian Rupee was recorded in November 2011, while the maximum of 61502.95 billion Indian Rupee was reached in June 2025.
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* indicates monthly or quarterly data series
- Measure: billion Indian Rupee
- Source: Reserve Bank of India
| Recent values | India: Household credit, billion currency units |
|---|---|
| 2025 Jun | 61502.95 |
| 2025 May | 60619.87 |
| 2025 Apr | 59808.93 |
| 2025 Mar | 59522.99 |
| 2025 Feb | 58789.18 |
| 2025 Jan | 58315.47 |
| 2024 Dec | 57948.66 |
| 2024 Nov | 57348.56 |
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Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 5.0 | 2024 | percent |
| Exchange rate regimes | 6 | 2023 | index points |
| USD exchange rate | 94.8565 | 6/2026 | Local Currency Units per USD |
| Money supply (broad money) | 281,778.29 | 6/2025 | billion |
| Consumer Price Index (CPI) | 227.0056 | 3/2026 | index points |
| Inflation, monthly | 0.26 | 3/2026 | percent |
| Inflation, annual | 3.40 | 3/2026 | percent |
| Private sector credit | 175,198.92 | 6/2025 | billion |
| Business credit | 113,695.97 | 6/2025 | billion |
| Household credit | 61,502.95 | 6/2025 | billion |
| Mortgage credit | 30,671.20 | 6/2025 | billion |
| Consumer credit | 30,831.75 | 6/2025 | billion |
| Deposit interest rate | 7.00 | 12/2024 | percent |
| Policy rate | 5.25 | 5/2026 | percent |
| Household debt to GDP | 47.80 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 12.20 | Q4/2025 | percent |