India: Household credit

* indicates monthly or quarterly data series
The most recent value is 59522.99 billion Indian Rupee as of March 2025, an increase compared to the previous value of 58789.18 billion Indian Rupee. Historically, the average for India from November 2011 to March 2025 is 23867.37 billion Indian Rupee. The minimum of 7206 billion Indian Rupee was recorded in November 2011, while the maximum of 59522.99 billion Indian Rupee was reached in March 2025. Click on the following link to see the values of: Household credit around the world.
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* indicates monthly or quarterly data series

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  • Measure: billion Indian Rupee
  • Source: Reserve Bank of India

Recent values India: Household credit, billion currency units
2025  Mar 59522.99
2025  Feb 58789.18
2025  Jan 58315.47
2024  Dec 57948.66
2024  Nov 57348.56
2024  Oct 56474.76
2024  Sep 55967.19
2024  Aug 55554.84


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Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.

 Related indicators Latest Reference Measure
 Inflation 5.6 2023 percent
 Exchange rate regimes 7 2022 index points
 USD exchange rate 85.9451 6/2025 Local Currency Units per USD
 Money supply (broad money) 272,143.55 3/2025 billion
 Consumer Price Index (CPI) 193.0000 5/2025 index points
 Inflation, monthly 0.21 5/2025 percent
 Inflation, annual 2.82 5/2025 percent
 Private sector credit 173,379.81 3/2025 billion
 Business credit 113,856.82 3/2025 billion
 Household credit 59,522.99 3/2025 billion
 Mortgage credit 30,104.77 3/2025 billion
 Consumer credit 29,418.22 3/2025 billion
 Deposit interest rate 7.00 12/2024 percent
 Policy rate 6.00 5/2025 percent
 Household debt to GDP 41.90 12/2024 percent
 Debt service ratios for private non-financial sector 11.30 Q4/2024 percent
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