India: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 30831.75 billion Indian Rupee as of June 2025, an increase compared to the previous value of 30246.21 billion Indian Rupee. Historically, the average for India from October 2012 to June 2025 is 12540.34 billion Indian Rupee. The minimum of 4052 billion Indian Rupee was recorded in October 2012, while the maximum of 30831.75 billion Indian Rupee was reached in June 2025.
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* indicates monthly or quarterly data series
- Measure: billion Indian Rupee
- Source: Reserve Bank of India
| Recent values | India: Consumer credit, billion currency units |
|---|---|
| 2025 Jun | 30831.75 |
| 2025 May | 30246.21 |
| 2025 Apr | 29719.52 |
| 2025 Mar | 29418.22 |
| 2025 Feb | 29001.59 |
| 2025 Jan | 28805.73 |
| 2024 Dec | 28631.27 |
| 2024 Nov | 28261.84 |
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Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 5.0 | 2024 | percent |
| Exchange rate regimes | 6 | 2023 | index points |
| USD exchange rate | 95.4461 | 5/2026 | Local Currency Units per USD |
| Money supply (broad money) | 281,778.29 | 6/2025 | billion |
| Consumer Price Index (CPI) | 226.1828 | 1/2026 | index points |
| Inflation, monthly | 0.35 | 1/2026 | percent |
| Inflation, annual | 2.74 | 1/2026 | percent |
| Private sector credit | 175,198.92 | 6/2025 | billion |
| Business credit | 113,695.97 | 6/2025 | billion |
| Household credit | 61,502.95 | 6/2025 | billion |
| Mortgage credit | 30,671.20 | 6/2025 | billion |
| Consumer credit | 30,831.75 | 6/2025 | billion |
| Deposit interest rate | 7.00 | 12/2024 | percent |
| Policy rate | 5.25 | 3/2026 | percent |
| Household debt to GDP | 45.50 | 9/2025 | percent |
| Debt service ratios for private non-financial sector | 11.70 | Q3/2025 | percent |