Iceland: Household credit
* indicates monthly or quarterly data series
The most recent value is 2258.16 billion Icelandic Krona as of December 2025, a decline compared to the previous value of 2264.15 billion Icelandic Krona. Historically, the average for Iceland from December 1997 to December 2025 is 887.94 billion Icelandic Krona. The minimum of 78.91 billion Icelandic Krona was recorded in December 1997, while the maximum of 2264.15 billion Icelandic Krona was reached in November 2025.
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* indicates monthly or quarterly data series
- Measure: billion Icelandic Krona
- Source: Central Bank of Iceland
| Recent values | Iceland: Household credit, billion currency units |
|---|---|
| 2025 Dec | 2258.16 |
| 2025 Nov | 2264.15 |
| 2025 Oct | 2248.9 |
| 2025 Sep | 2252.37 |
| 2025 Aug | 2253.69 |
| 2025 Jul | 2243.4 |
| 2025 Jun | 2222.55 |
| 2025 May | 2203.83 |
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Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 5.9 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 125.0265 | 6/2026 | Local Currency Units per USD |
| Money supply (broad money) | 3,248.69 | 12/2025 | billion |
| Consumer Price Index (CPI) | 106.5900 | 6/2026 | index points |
| Inflation, monthly | 2.16 | 6/2026 | percent |
| Inflation, annual | 5.12 | 6/2026 | percent |
| Food and beverages inflation | 4.91 | 4/2026 | percent |
| Alcohol and tobacco inflation | 3.80 | 4/2026 | percent |
| Energy price inflation | -7.50 | 4/2026 | percent |
| Transport services inflation | 7.10 | 4/2026 | percent |
| Information and communication inflation | 3.60 | 4/2026 | percent |
| Restaurant and accommodation services inflation | 3.60 | 4/2026 | percent |
| Health care inflation | 4.70 | 4/2026 | percent |
| Education services inflation | 4.40 | 4/2026 | percent |
| Clothing and footwear inflation | 4.40 | 4/2026 | percent |
| Housing inflation | 8.80 | 4/2026 | percent |
| Private sector credit | 4,366.37 | 12/2025 | billion |
| Business credit | 2,108.21 | 12/2025 | billion |
| Household credit | 2,258.16 | 12/2025 | billion |
| Mortgage credit | 1,987.95 | 12/2025 | billion |
| Consumer credit | 270.21 | 12/2025 | billion |
| Deposit interest rate | 0.90 | 6/2026 | percent |
| Policy rate | 7.75 | 6/2026 | percent |
| Bank deposits, total | 3,558.95 | 4/2026 | billion local currency units |
| Bank deposits, local currency | 3,172.42 | 4/2026 | billion local currency units |
| Bank deposits, foreign currency | 386.52 | 4/2026 | billion local currency units |