Iceland: Bank cost to income ratio

* indicates monthly or quarterly data series
 Iceland

Bank cost to income ratio, in percent

 Latest value 46.50
 Year 2021
 Measure percent
 Data availability 2000 - 2021
 Average 47.63
 Min - Max 5.03 - 76.90
 Source Bankscope
The latest value from 2021 is 46.5 percent, a decline from 51.46 percent in 2020. In comparison, the world average is 54.80 percent, based on data from 133 countries. Historically, the average for Iceland from 2000 to 2021 is 47.63 percent. The minimum value, 5.03 percent, was reached in 2015 while the maximum of 76.9 percent was recorded in 2000. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent data
Iceland - Bank cost to income ratio - Recent values chart

Historical series
Iceland - Bank cost to income ratio - historical chart - 2000-2021




Definition: Operating expenses of a bank as a share of the sum of net-interest revenue and other operating income. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.

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 Related indicators Latest Reference Measure
 Bank cost to income ratio 46.50 2021 percent
 Non-performing loans 1.40 2022 percent
 Bank overhead cost 1.74 2021 percent
 Net interest margin 2.62 2021 percent
 Bank credit to deposits 146.17 2021 percent
 Regulatory capital to risk-weighted assets 24.92 2020 percent
 Return on assets 2.33 2021 percent
 Return on equity 15.05 2021 percent
 Banking system z-scores 1.28 2021 index points
 Liquid assets to deposits 40.45 2021 percent
 Banking system capital to assets 15.74 2020 percent
 Non-interest income to total income 35.14 2021 percent
 Lending interest rate 11.53 2023 percent
 Real interest rate 5.32 2023 percent
 Legal rights 4.00 2019 points
 Credit information sharing 7.00 2019 points
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