Honduras: Lending interest rate

* indicates monthly or quarterly data series
 Honduras

Interest rates on bank credit to the private sector

 Latest value 18.58
 Year 2025
 Measure percent
 Data availability 1982 - 2025
 Average 19.91
 Min - Max 14.40 - 32.07
 Source The World Bank
 Available for Data download
The latest value from 2025 is 18.58 percent, an increase from 16 percent in 2024. In comparison, the world average is 11.86 percent, based on data from 66 countries. Historically, the average for Honduras from 1982 to 2025 is 19.91 percent. The minimum value, 14.4 percent, was reached in 2023 while the maximum of 32.07 percent was recorded in 1997. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series
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 Recent values Honduras: Lending interest rate
 2025 18.58
 2024 16.00
 2023 14.40
 2022 14.61
 2021 15.97
 2020 17.01
 2019 17.34
 2018 17.80




The lending interest rate in Honduras shown below is the interest rate on credits from banks to prime borrowers, i.e. to the lowest risk borrowers in the private sector. That includes firms and households.
Definition: Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.

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 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 8.88 2020 interest rate points
 Bank cost to income ratio 63.85 2021 percent
 Non-performing loans 2.67 2025 percent
 Bank overhead cost 4.61 2021 percent
 Net interest margin 6.16 2021 percent
 Bank credit to deposits 99.77 2021 percent
 Regulatory capital to risk-weighted assets 14.53 2020 percent
 Return on assets 1.61 2021 percent
 Return on equity 14.63 2021 percent
 Banking system z-scores 28.60 2021 index points
 Liquid assets to deposits 13.22 2021 percent
 Banking system capital to assets 10.49 2020 percent
 Non-interest income to total income 33.97 2021 percent
 Lending interest rate 18.58 2025 percent
 Real interest rate 10.37 2024 percent
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