Ghana: Percent people with bank accounts
* indicates monthly or quarterly data series
| Ghana |
People with bank accounts, percent of the population over 14 years of age |
|---|---|
| Latest value | 39.20 |
| Year | 2021 |
| Measure | percent |
| Data availability | 2011 - 2021 |
| Average | 36.38 |
| Min - Max | 29.43 - 42.28 |
| Source | The World Bank |
The latest value from 2021 is 39.2 percent, a decline from 42.28 percent in 2017. In comparison, the world average is 65.76 percent, based on data from 121 countries. Historically, the average for Ghana from 2011 to 2021 is 36.38 percent. The minimum value, 29.43 percent, was reached in 2011 while the maximum of 42.28 percent was recorded in 2017.
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* indicates monthly or quarterly data series
Recent data
Definition: The percentage of respondents with an account (self or together with someone else) at a bank, credit union, another financial institution (e.g., cooperative, microfinance institution), or the post office (if applicable) including respondents who reported having a debit card (% age 15+).
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| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| ATMs per 100,000 adults | 11.37 | 2021 | ATMs per 100,000 adults |
| Bank accounts per 1000 adults | 762.37 | 2020 | bank accounts |
| Bank branches per 100,000 people | 6.14 | 2020 | bank branches |
| Firms using credit to finance investment | 21.20 | 2013 | percent |
| Small firms with bank credit | 19.90 | 2013 | percent |
| Percent people with credit cards | 0.87 | 2021 | percent |
| Percent people with debit cards | 17.39 | 2021 | percent |
| Domestic credit to the private sector | 13.17 | 2020 | percent |
| Bank credit to the private sector | 9.13 | 2023 | percent |
| Liquid liabilities, percent of GDP | 29.58 | 2021 | percent |
| Bank assets to GDP | 28.25 | 2021 | percent |
| Financial system deposits, percent of GDP | 23.93 | 2021 | percent |
| Bank credit to government | 15.88 | 2020 | percent |
| Banking system concentration | 32.84 | 2021 | percent |
| Foreign bank assets | 69.00 | 2012 | percent of total bank assets |
| Percent people with bank accounts | 39.20 | 2021 | percent |