Ghana: Deposit interest rate
* indicates monthly or quarterly data series
The most recent value is 10.5 percent as of September 2025, a decline compared to the previous value of 11 percent. Historically, the average for Ghana from November 2015 to September 2025 is 12.42 percent. The minimum of 10.13 percent was recorded in July 2020, while the maximum of 15.9 percent was reached in December 2016.
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* indicates monthly or quarterly data series
- Measure: percent
- Source: Bank of Ghana
| Recent values | Ghana: Bank deposit interest rate, percent |
|---|---|
| 2025 Sep | 10.5 |
| 2025 Aug | 11 |
| 2025 Jul | 11 |
| 2025 Jun | 11 |
| 2025 May | 11 |
| 2025 Apr | 11 |
| 2025 Mar | 11 |
| 2025 Feb | 11 |
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Definition: The deposit interest rate is the average interest rate on one year term deposits offered by the commercial banks to the household sector.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 22.8 | 2024 | percent |
| Exchange rate regimes | 5 | 2023 | index points |
| USD exchange rate | 10.8632 | 3/2026 | Local Currency Units per USD |
| Money supply (broad money) | 354.57 | 9/2025 | billion |
| Consumer Price Index (CPI) | 261.7000 | 12/2025 | index points |
| Inflation, monthly | 0.89 | 12/2025 | percent |
| Inflation, annual | 5.40 | 12/2025 | percent |
| Private sector credit | 101.16 | 9/2025 | billion |
| Deposit interest rate | 10.50 | 9/2025 | percent |