Ghana: Banking system concentration

* indicates monthly or quarterly data series
 Ghana

Bank concentration: percent of bank assets held by top three banks

 Latest value 32.84
 Year 2021
 Measure percent
 Data availability 2005 - 2021
 Average 45.05
 Min - Max 29.11 - 99.71
 Source Bankscope
The latest value from 2021 is 32.84 percent, an increase from 32.7 percent in 2020. In comparison, the world average is 67.43 percent, based on data from 135 countries. Historically, the average for Ghana from 2005 to 2021 is 45.05 percent. The minimum value, 29.11 percent, was reached in 2016 while the maximum of 99.71 percent was recorded in 2005. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent data
Ghana - Banking system concentration - Recent values chart

Historical series
Ghana - Banking system concentration - historical chart - 2005-2021




Definition: Raw data are from Bankscope. (Sum(data2025) for three largest banks in Bankscope) / (Sum(data2025) for all banks in Bankscope). Only reported if number of banks in Bankscope is 3 or more. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.

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 Related indicators Latest Reference Measure
 ATMs per 100,000 adults 11.37 2021 ATMs per 100,000 adults
 Bank accounts per 1000 adults 762.37 2020 bank accounts
 Bank branches per 100,000 people 6.14 2020 bank branches
 Firms using credit to finance investment 21.20 2013 percent
 Small firms with bank credit 19.90 2013 percent
 Percent people with credit cards 0.87 2021 percent
 Percent people with debit cards 17.39 2021 percent
 Domestic credit to the private sector 13.17 2020 percent
 Bank credit to the private sector 9.13 2023 percent
 Liquid liabilities, percent of GDP 29.58 2021 percent
 Bank assets to GDP 28.25 2021 percent
 Financial system deposits, percent of GDP 23.93 2021 percent
 Bank credit to government 15.88 2020 percent
 Banking system concentration 32.84 2021 percent
 Foreign bank assets 69.00 2012 percent of total bank assets
 Percent people with bank accounts 39.20 2021 percent
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