Ghana: Bank cost to income ratio

* indicates monthly or quarterly data series
 Ghana

Bank cost to income ratio, in percent

 Latest value 45.45
 Year 2021
 Measure percent
 Data availability 2005 - 2021
 Average 53.29
 Min - Max 43.87 - 63.43
 Source Bankscope
For that indicator, we provide data for Ghana from 2005 to 2021. The average value for Ghana during that period was 53.29 percent with a minimum of 43.87 percent in 2005 and a maximum of 63.43 percent in 2008. The latest value from 2021 is 45.45 percent. For comparison, the world average in 2021 based on 133 countries is 54.80 percent. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent values chart
Ghana - Bank cost to income ratio - recent values

Historical chart
Ghana - Bank cost to income ratio - historical chart - 2005-2021




Definition: Operating expenses of a bank as a share of the sum of net-interest revenue and other operating income. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.


 Related indicators Latest value Reference Measure
 Bank cost to income ratio 45.45 2021 percent
 Non-performing loans 14.79 2022 percent
 Bank overhead cost 4.77 2021 percent
 Net interest margin 9.35 2021 percent
 Bank credit to deposits 42.88 2021 percent
 Regulatory capital to risk-weighted assets 19.83 2020 percent
 Return on assets 4.90 2021 percent
 Return on equity 32.20 2021 percent
 Banking system z-scores 13.92 2021 index points
 Liquid assets to deposits 42.70 2021 percent
 Banking system capital to assets 14.23 2020 percent
 Non-interest income to total income 31.29 2021 percent
 Legal rights 6.00 2020 points
 Credit information sharing 6.00 2019 points
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