Ghana: Non-performing loans as percent of all bank loans
For that indicator, The World Bank provides data for Ghana from 2008 to 2017. The average value for Ghana during that period was 14.61 percent with a minumum of 7.68 percent in 2008 and a maximum of 21.59 percent in 2017.
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The percent non-performing loans in Ghana reflects the health of the banking system. A higher percent of such loans shows that banks have difficulty collecting interest and principal on their credits. That may lead to less profits for the banks in Ghana and, possibly, bank closures.
Definition: Bank nonperforming loans to total gross loans are the value of nonperforming loans divided by the total value of the loan portfolio (including nonperforming loans before the deduction of specific loan-loss provisions). The loan amount recorded as nonperforming should be the gross value of the loan as recorded on the balance sheet, not just the amount that is overdue.