Ghana: Credit information sharing

* indicates monthly or quarterly data series
 Ghana

Credit information sharing index, 0 (low) - 8 (high)

 Latest value 6.00
 Year 2019
 Measure points
 Data availability 2013 - 2019
 Average 6.00
 Min - Max 6.00 - 6.00
 Source The World Bank
The latest value from 2019 is 6 points, unchanged from 6 points in 2018. In comparison, the world average is 5.27 points, based on data from 185 countries. Historically, the average for Ghana from 2013 to 2019 is 6 points. The minimum value, 6 points, was reached in 2013 while the maximum of 6 points was recorded in 2013. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent data
Ghana - Credit information sharing - Recent values chart




When banks in Ghana make lending decisions, it is useful to know if the borrower has loans from other banks, has he/she paid on time, etc. The credit information index shows whether banks share such information with each other. The index for Ghana ranges from 0 (no sharing) to 6 (high degree of sharing.
Definition: Depth of credit information index measures rules affecting the scope, accessibility, and quality of credit information available through public or private credit registries. The index ranges from 0 to 8, with higher values indicating the availability of more credit information, from either a public registry or a private bureau, to facilitate lending decisions.

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