Germany: Percent people with bank accounts

* indicates monthly or quarterly data series
 Germany

People with bank accounts, percent of the population over 14 years of age

 Latest value 99.98
 Year 2021
 Measure percent
 Data availability 2011 - 2021
 Average 99.00
 Min - Max 98.13 - 99.98
 Source The World Bank
 Available for Data download
The latest value from 2021 is 99.98 percent, an increase from 99.14 percent in 2017. In comparison, the world average is 65.76 percent, based on data from 121 countries. Historically, the average for Germany from 2011 to 2021 is 99 percent. The minimum value, 98.13 percent, was reached in 2011 while the maximum of 99.98 percent was recorded in 2021. See the global rankings for that indicator or use the country comparator to compare trends over time.
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 Recent values Germany: Percent people with bank accounts
 2021 99.98
 2017 99.14
 2014 98.76
 2011 98.13




Definition: The percentage of respondents with an account (self or together with someone else) at a bank, credit union, another financial institution (e.g., cooperative, microfinance institution), or the post office (if applicable) including respondents who reported having a debit card (% age 15+).

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 ATMs per 100,000 adults 70.92 2023 ATMs per 100,000 adults
 Bank branches per 100,000 people 9.38 2020 bank branches
 Percent people with credit cards 56.52 2021 percent
 Percent people with debit cards 94.01 2021 percent
 Domestic credit to the private sector 85.71 2020 percent
 Bank credit to the private sector 76.38 2023 percent
 Liquid liabilities, percent of GDP 110.95 2021 percent
 Bank assets to GDP 95.92 2021 percent
 Financial system deposits, percent of GDP 95.02 2021 percent
 Bank credit to government 12.25 2020 percent
 Banking system concentration 79.43 2021 percent
 Percent people with bank accounts 99.98 2021 percent
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