Germany: Household credit
* indicates monthly or quarterly data series
The most recent value is 2050.85 billion Euro as of March 2025, an increase compared to the previous value of 2047.67 billion Euro. Historically, the average for Germany from January 1999 to March 2025 is 1553.75 billion Euro. The minimum of 1252.63 billion Euro was recorded in January 1999, while the maximum of 2050.85 billion Euro was reached in March 2025.
Click on the following link to see the values of: Household credit around the world.
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* indicates monthly or quarterly data series
- Measure: billion Euro
- Source: Deutsche Bundesbank
| Recent values | Germany: Household credit, billion currency units |
|---|---|
| 2025 Mar | 2050.85 |
| 2025 Feb | 2047.67 |
| 2025 Jan | 2045.07 |
| 2024 Dec | 2045.92 |
| 2024 Nov | 2044.59 |
| 2024 Oct | 2041.79 |
| 2024 Sep | 2039.83 |
| 2024 Aug | 2037.02 |
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Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 5.9 | 2023 | percent |
| Exchange rate regimes | 7 | 2022 | index points |
| USD exchange rate | 0.8868 | 5/2025 | Local Currency Units per USD |
| Money supply (broad money) | 3,906.53 | 3/2025 | billion |
| Consumer Price Index (CPI) | 131.8000 | 5/2025 | index points |
| Inflation, monthly | 0.15 | 5/2025 | percent |
| Inflation, annual | 2.09 | 5/2025 | percent |
| Private sector credit | 3,223.66 | 3/2025 | billion |
| Business credit | 1,172.82 | 3/2025 | billion |
| Household credit | 2,050.85 | 3/2025 | billion |
| Mortgage credit | 1,601.28 | 3/2025 | billion |
| Consumer credit | 449.57 | 3/2025 | billion |
| Deposit interest rate | 2.11 | 3/2025 | percent |
| Business credit interest rate | 3.89 | 3/2025 | percent |
| Mortgage credit interest rate | 3.60 | 3/2025 | percent |
| Household debt to GDP | 50.10 | 9/2024 | percent |
| Debt service ratios for private non-financial sector | 12.70 | Q3/2024 | percent |