Germany: Household credit
* indicates monthly or quarterly data series
The most recent value is 2100.51 billion Euro as of June 2026, an increase compared to the previous value of 2096.37 billion Euro. Historically, the average for Germany from January 1999 to June 2026 is 1577.65 billion Euro. The minimum of 1252.63 billion Euro was recorded in January 1999, while the maximum of 2100.51 billion Euro was reached in June 2026.
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* indicates monthly or quarterly data series
- Measure: billion Euro
- Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
- Source: Deutsche Bundesbank
| Recent values | Germany: Household credit, billion currency units |
|---|---|
| 2026 Jun | 2100.51 |
| 2026 May | 2096.37 |
| 2026 Apr | 2092.44 |
| 2026 Mar | 2089.86 |
| 2026 Feb | 2086.8 |
| 2026 Jan | 2083.71 |
| 2025 Dec | 2085.37 |
| 2025 Nov | 2082.76 |
Download data from our database Other resources: All indicators for Germany All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.2 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8629 | 8/2026 | Local Currency Units per USD |
| Money supply (broad money) | 4,072.24 | 6/2026 | billion |
| Consumer Price Index (CPI) | 103.3600 | 8/2026 | index points |
| Inflation, monthly | 0.16 | 8/2026 | percent |
| Inflation, annual | 2.93 | 8/2026 | percent |
| Private sector credit | 3,290.04 | 6/2026 | billion |
| Business credit | 1,189.54 | 6/2026 | billion |
| Household credit | 2,100.51 | 6/2026 | billion |
| Mortgage credit | 1,649.57 | 6/2026 | billion |
| Consumer credit | 450.94 | 6/2026 | billion |
| Deposit interest rate | 2.16 | 6/2026 | percent |
| Business credit interest rate | 3.81 | 6/2026 | percent |
| Mortgage credit interest rate | 3.95 | 6/2026 | percent |
| Policy rate | 3.00 | 12/1998 | percent |
| Household debt to GDP | 48.90 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 12.20 | Q4/2025 | percent |