Germany: Deposit interest rate
* indicates monthly or quarterly data series
The most recent value is 2.11 percent as of March 2025, a decline compared to the previous value of 2.2 percent. Historically, the average for Germany from March 2003 to March 2025 is 1.39 percent. The minimum of -0.07 percent was recorded in December 2021, while the maximum of 4.51 percent was reached in August 2008.
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* indicates monthly or quarterly data series
- Measure: percent
- Source: Deutsche Bundesbank
| Recent values | Germany: Bank deposit interest rate, percent |
|---|---|
| 2025 Mar | 2.11 |
| 2025 Feb | 2.2 |
| 2025 Jan | 2.36 |
| 2024 Dec | 2.48 |
| 2024 Nov | 2.64 |
| 2024 Oct | 2.76 |
| 2024 Sep | 2.92 |
| 2024 Aug | 3.04 |
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Definition: The deposit interest rate is the average interest rate on one year term deposits offered by the commercial banks to the household sector.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 5.9 | 2023 | percent |
| Exchange rate regimes | 7 | 2022 | index points |
| USD exchange rate | 0.8868 | 5/2025 | Local Currency Units per USD |
| Money supply (broad money) | 3,906.53 | 3/2025 | billion |
| Consumer Price Index (CPI) | 131.8000 | 5/2025 | index points |
| Inflation, monthly | 0.15 | 5/2025 | percent |
| Inflation, annual | 2.09 | 5/2025 | percent |
| Private sector credit | 3,223.66 | 3/2025 | billion |
| Business credit | 1,172.82 | 3/2025 | billion |
| Household credit | 2,050.85 | 3/2025 | billion |
| Mortgage credit | 1,601.28 | 3/2025 | billion |
| Consumer credit | 449.57 | 3/2025 | billion |
| Deposit interest rate | 2.11 | 3/2025 | percent |
| Business credit interest rate | 3.89 | 3/2025 | percent |
| Mortgage credit interest rate | 3.60 | 3/2025 | percent |
| Household debt to GDP | 50.10 | 9/2024 | percent |
| Debt service ratios for private non-financial sector | 12.70 | Q3/2024 | percent |