Germany: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 450.94 billion Euro as of June 2026, an increase compared to the previous value of 448.93 billion Euro. Historically, the average for Germany from December 2002 to June 2026 is 455.37 billion Euro. The minimum of 436 billion Euro was recorded in February 2015, while the maximum of 501.55 billion Euro was reached in January 2003.
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* indicates monthly or quarterly data series
- Measure: billion Euro
- Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
- Source: Deutsche Bundesbank
| Recent values | Germany: Consumer credit, billion currency units |
|---|---|
| 2026 Jun | 450.94 |
| 2026 May | 448.93 |
| 2026 Apr | 449.25 |
| 2026 Mar | 450.06 |
| 2026 Feb | 449.33 |
| 2026 Jan | 449.14 |
| 2025 Dec | 450.84 |
| 2025 Nov | 450.2 |
Download data from our database Other resources: All indicators for Germany All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.2 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8629 | 8/2026 | Local Currency Units per USD |
| Money supply (broad money) | 4,072.24 | 6/2026 | billion |
| Consumer Price Index (CPI) | 103.3600 | 8/2026 | index points |
| Inflation, monthly | 0.16 | 8/2026 | percent |
| Inflation, annual | 2.93 | 8/2026 | percent |
| Private sector credit | 3,290.04 | 6/2026 | billion |
| Business credit | 1,189.54 | 6/2026 | billion |
| Household credit | 2,100.51 | 6/2026 | billion |
| Mortgage credit | 1,649.57 | 6/2026 | billion |
| Consumer credit | 450.94 | 6/2026 | billion |
| Deposit interest rate | 2.16 | 6/2026 | percent |
| Business credit interest rate | 3.81 | 6/2026 | percent |
| Mortgage credit interest rate | 3.95 | 6/2026 | percent |
| Policy rate | 3.00 | 12/1998 | percent |
| Household debt to GDP | 48.90 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 12.20 | Q4/2025 | percent |