Germany: Business credit interest rate
* indicates monthly or quarterly data series
The most recent value is 3.62 percent as of September 2025, an increase compared to the previous value of 3.61 percent. Historically, the average for Germany from January 2003 to September 2025 is 3.51 percent. The minimum of 1.65 percent was recorded in January 2022, while the maximum of 5.81 percent was reached in September 2008.
Click on the following link to see the values of: Business credit interest rate around the world.
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* indicates monthly or quarterly data series
- Measure: percent
- Source: Deutsche Bundesbank
| Recent values | Germany: Business credit interest rate, percent |
|---|---|
| 2025 Sep | 3.62 |
| 2025 Aug | 3.61 |
| 2025 Jul | 3.62 |
| 2025 Jun | 3.69 |
| 2025 May | 3.74 |
| 2025 Apr | 3.79 |
| 2025 Mar | 3.89 |
| 2025 Feb | 3.96 |
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Definition: The business credit interest rate is the average interest rate on the loan products offered by commercial banks to non-financial corporations. The business credit is a credit specifically intended for business purposes including secured and unsecured business loans to small or large business with variable or fixed interest rate.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.3 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8644 | 11/2025 | Local Currency Units per USD |
| Money supply (broad money) | 3,934.79 | 9/2025 | billion |
| Consumer Price Index (CPI) | 132.6000 | 11/2025 | index points |
| Inflation, monthly | -0.45 | 11/2025 | percent |
| Inflation, annual | 2.55 | 11/2025 | percent |
| Private sector credit | 3,253.55 | 9/2025 | billion |
| Business credit | 1,176.16 | 9/2025 | billion |
| Household credit | 2,077.39 | 9/2025 | billion |
| Mortgage credit | 1,624.51 | 9/2025 | billion |
| Consumer credit | 452.88 | 9/2025 | billion |
| Deposit interest rate | 1.77 | 9/2025 | percent |
| Business credit interest rate | 3.62 | 9/2025 | percent |
| Mortgage credit interest rate | 3.74 | 9/2025 | percent |
| Household debt to GDP | 49.40 | 3/2025 | percent |
| Debt service ratios for private non-financial sector | 12.30 | Q1/2025 | percent |