Germany: Banking system capital to assets

For that indicator, we provide data for Germany from 1998 to 2020. The average value for Germany during that period was 4.89 percent with a minimum of 4 percent in 1998 and a maximum of 6.47 percent in 2018. The latest value from 2020 is 5.93 percent. For comparison, the world average in 2020 based on 105 countries is 10.50 percent. See the global rankings for that indicator or use the country comparator to compare trends over time.

Definition: Ratio of bank capital and reserves to total assets. Capital and reserves include funds contributed by owners, retained earnings, general and special reserves, provisions, and valuation adjustments. Capital includes tier 1 capital (paid-up shares and common stock), which is a common feature in all countries' banking systems, and total regulatory capital, which includes several specified types of subordinated debt instruments that need not be repaid if the funds are required to maintain minimum capital levels (these comprise tier 2 and tier 3 capital). Total assets include all nonfinancial and financial assets. Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.